Personal Finance Homework Help?
The cash values of a ____________ life insurance policy fluctuate according to the yields earned by a separate fund, which can be a stock fund, a money market fund, or a long-term fund. A) Modified B) Variable C) Adjustable D) Ordinary I can't figure this question out? help please? :-)
Why should I learn personal finance if I can get the help of a financial advisor?
You are right. Our world has become DIY in so many aspects that we are all starved for time. It is very important for you as an investor to understand what you need to do and what you can offload to a service provider.There will always be parts of personal finance that some advisor cannot handle. However if you go with an advisor like qplum your responsibility isTo be disciplined and to input all the information needed for your advisor to do their work well.To follow the advice given or to give feedback to the advisor if that does not work for you.Now there might be many reasons why a specific financial advisor might not be a good fit. Most financial advisors charge a lot and don't make any money and are not systematic yada yada.But a simple search on quora can tell you which advisor has had best returns last year, who has a data science based approach and where fees ate low. You have a few great choices today.At qplum we believe investing is a science and not a game or a competition, but a genuinely inclusive process.Disclaimer: All investments carry risk. This is not a solicitation to buy/sell securities. This is not an offer of personal financial advice or legal advice. Past performance is not indicative of future performance.
Economics Personal Finance help?
Felice bought a duplex apartment at a cost of $150,000. Her mortgage payments on the property are $940 per month. Her real estate taxes total $1,440 per year, and insurance costs $900 per year. She estimates that she will spend $1,000 each year per apartment for maintenance, replacing appliances, and other costs. The tenants will pay for all utilities. Ignore income taxes, changes in equity value, and changes in property value. What monthly rent must she charge for each apartment to break even? What must she charge to make $2,000 in profit each year?
Personal Finance Assignment HELP?
very good
What is a good personal finance app to help you budget and save money?
Well it depends on what you mean by “good”.I love these ones which do work in US and are integrated with mostly all major US banks:Qapital [1](free) - It helps you to save and links savings to your goals. Users decide for themselves which Rules they want to have in place, and once a Rule is triggered, money is transferred from a linked checking account to a Qapital account to fund a goal.Looma[2] (free,my favorite) - The ultimate goal of Looma is to help you save money, using mobile and AI technology to change your spending and saving habits. Going on a shopping spree can sometimes be associated afterwards with feelings of guilt for spending money, so Looma[3] money-saving app is intended to help offer a way to do away with this. Looma app works by applying a certain percentage to your purchases and putting it towards your savings account to ensure that you'll be able to shop without feeling any sort of remorse.Digit [4](paid) - Digit checks your spending habits and moves money from your checking account if you can afford it. Digit never transfers more than you can afford, so you don't have to worry about over-drafting your account.Footnotes[1] Qapital - Save small. Live large.[2] Save while you spend[3] Selfies vs Savings - Looma[4] Save money, without thinking about it™ - Digit
Does a CFA help in learning personal finance?
The CFA is good for the portfolio construction side and thinking about risk tolerance and investment policy statements. However, the tax, trust, and insurance issues covered by the CFP are not part of the CFA curriculum and are highly relevant to personal finance. So CFP’s who want to poo-hoo the CFA will concentrate on those issues.The CFA is a harder exam to pass though. There’s no reason that one can’t learn the tax, trust, and insurance issues if you put even a fraction of the effort into learning them.Typically, retail or HNW financial advisors will not be picking individual stocks, however, so a fair amount of the CFA curriculum will go unusued in those roles.
Personal Finance Course, A little help please?
1) It has most certainly raised the convenience related to financial services while evening up the playing field. Most services are now somewhat comparable and allow numerous features for free that used to cost a fair amount of money. 2) A credit union, hands down. Credit unions have better rates, are owned by their members (unlike banks), offer things like term deposits, money market accounts, free counseling for investments and credit information, and personally, I think you should go in and speak to a couple of them. See what works for you, but I personally wouldn't put my money anywhere else.
Apex Mathematics of Personal Finance Help?!?
What was the annual interest rate on a CD that matured after one year, earned $1.50 in simple interest calculated annually, and had an initial value of $60. Can you explain how to do this?!