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Poll How Much Debt Did You Graduate With

Would you ever do porn to pay off your college education if you didn't have the money for college?

To all saying stuff about STDs and Herpes, majority of the actors and actresses are checked by medical professionals for those diseases before they make out with anyone on the big screen. Also porn is not just one sex session, you have to shoot the scene so many times and it is a days long process. Another thing, the beautiful ladies you see in porn are not that beautiful in real life, majority of them wear a lot of make up before they go into a porn scene and then they look beautiful because of it.

Something else to remember is that porn will also require you to go both ways, males and females. Lots of female pornstars have had to resort to Lesbian porn and a lot of male porn stars have had to engage in porn which required them to do three ways with a woman but still, imagine doing a girl with another naked man with you. Sometimes you may even have to resort to being bisexual, all pornstars are.

So unfortunately, I would have to say no. I mean if it was just being with a woman and that was all then I would be happy but usually porn requires you to be bisexual, if you are not then you don't get paid and I can't do that.

Are student loans the gateway drug to debt slavery?

The time to consider how you will be able to repay your student loans is before you incur the debt, not afterward. There are a lot more things you can do to minimize debt before you graduate. For example, one of the best ways to cut college costs is to enroll at an in-state public college. Both the 85% and 54% figures reported by TIME magazine are sensationalistic and wrong. The TIME magazine statistic concerning 85% of recent college grads moving back in with their parents, as reported at http://newsfeed.time.com/2011/05... come from Twentysomething Inc. There is no information about this poll on the organization's web site, and email messages to the organization after the article was first published have gone unanswered. Our own research shows a much lower figure. The 54% unemployment figure is also problematic. First, it refers to all people under age 25, and is apparently based on an unattributed news report from January 2010. (The report was posted to YouTube by a user named "goldhunting" and the end of video identifies it as coming from RT in Washington DC, possibly English-language programming from a Russian TV network.) But according to the Bureau of Labor Statistics, the unemployment rate for age 16-24 was 18.7% in January 2010 (seasonally adjusted). The unadjusted numbers are 19.8%. The 19.8% figure was the peak. The current figures as of May 2011 are 17.3% and 17.5%. (For age 20-24 the figures in January 2010 were 15.7% and 17.1%.) So it's a real mystery how they arrived at a 54% figure.Note also that the under age 25 figure includes people with just a high school diploma.College graduates age 25 and over in January 2010 had an unemployment rate of 4.8% (seasonally adjusted) and 5.1% (unadjusted). The BLS doesn't publish data concerning unemployment rates for college graduates under age 25 because the data lacks statistical significance.

Is it worth pursuing a graduate degree in sociology?

I paid for my private college education through swimming and academic scholarships and was able to major in two equally "useless" degrees: communications and sociology, respectively making both onto Salary's 8 College Degrees with the Worst Return on Investment.  However, I've been able to pursue my dream as a freelance filmmaker and survive with a little bit of help of family. I have a wife and new born daughter so that complicates things even more, but even so, we've still managed in spite of my career choice.It's all about what you want and are willing to risk. I would never recommend my experiences, to anyone taking on debt. My school cost 35k+ a year and there's no way my knowledge or contacts were worth that. The only reason it worked for me is because I got to work out 30 hours a week in exchange for a free education.The main advice I would give is don't get into ANY higher education situation without a plan. If you are taking on a substantial amount of debt, know what you want and commit to it. Have a long game in mind where you know you need the degree and can pay it off. It can definitely be useful and create good contacts with the right planning, particularly in niche fields like research or higher education teaching where a Masters is a requirement. But I've seen way too many of my other friends leave school with a film or sociology degree and 140k in debt, with no way to pay it off. I get that people want to "explore" and figure out who they are, but I can come up with other ways that wont trash your finances for the next 20 years. Some more food for thought; degrees aren't useless, but they are less useful as higher percentages of people become educated. In 1950s less than 6% of population had higher education degrees. Today it's above 45%. In other words, degrees that used to automatically make you more qualified than 90% of the population now barely make you "average". I don't know what the statistics are for Masters degrees, but I imagine it wouldn't be much different. Being average is better than, well, being below average, but how much debt is that worth to you? Only you can answer that. Again, nothing is black or white. Just be informed, weigh the risks, and know what you're getting yourself into

Associate Degree vs Bachelor's degree?

Is there really a huge difference between the two? I dont have much money and I dont think I can afford going to college for 4 years, I dont want all that debt. Is it worth it? or is a Associate degree good enough?

POLL: What are your monthly expenses?

Rent 280 €
Transport 50 €
Food 60-80 €
Internet, phone 40 €

I earn 700 € per month after taxes.

[Edit, to answer your update]
Being rich or poor isn't just how much you earn, but also how you budget and what expenses you have.

Your rent and groceries are normal. The car payment is acceptable. I don't know what Hulu is, but it seems OK. According to your income, your entertainment costs are also OK.

Pets can be expensive, but spending money on their welfare is necessary. Animals' wellbeing is very important. I wouldn't worry about how much you spend on your pet, unless it was stopping you from affording rent or food.

However, your cellphone bill is very high for one month -- what plan do you have, and are you paying for a smartphone?

Some advice:
Try not to reduce your lifestyle to figures in the bank. Try not to compare your income or savings to other people, who have different lives and priorities. What matters, is that you're happy with your life and that you don't deprive yourself of wellbeing, just to save money. It's OK to spend more or less than average, as long as you're happy and you still have a financial safety net (savings that cover 3-6 months of living costs).

Is a major in physics worth it if I have to go $50000 in debt?

unless something has changed recently, a degree in Physics is no more expensive than a degree in any other discipline. I do think it's worth it if Physics is what you love to do. Be prepared however that an Undergraduate degree probably is not sufficient for a research position where you're “doing” physics. If that's what you love then I would urge you to go for it, but be prepared to get at least a Graduate degree, and maybe a PhD. If you like to “apply” physics but aren't excited about 6 or 7 years of schooling, maybe an Engineering degree is your thing. $50 grand will get you one of those as well.

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