Which system provides us with information?
Of those, somesthetic system. But the answer the other guy gave is more accurate than "somesthetic system"
Sued for credit card I was making payments on?
Are you actually being sued? Is there a legal complaint filed with a court or is a collector threatening to sue? Here is what I know. Generally collectors purchase debts at considerably less than the actual value of the debt. They are usually willing to settle for a lesser amount. If you are sued and you have no employment and have no property than the only thing they can actually get is a garnishment that will be active when you find a job. The problem is that garnishment might very well prevent you from getting hired. On the other hand the collector isn't necessarily stupid. They can do math too. Going to court and paying legal fees and garnishing someone who is unemployed doesn't actually put money in their pocket. For a $1,700 debt that they probably bought for 170 dollars, it probably isn't worth that much bother. Of course they won't tell you that. I suggest you offer a settlement. Ask what they will take. Haggle a bit and settle on a lower number. They might be happy with less than half of the 1700. When dealing with these people be professional, don't allow them to get you upset on the phone, make sure any actual agreements are in writing and that you have a copy. State laws may vary and it is possible that in some state they may be able to get a judgment to pay rather than a garnishment but I think that is still unusual if it happens at all. I haven't been a Credit Counselor in a few years so its always a good idea to talk with an attorney if you can who is up to date on the law. In many states there are free legal aid attorneys who will offer advice at least at little or no charge. My best guess is the collectors are trying to intimidate and would be more than happy to make a quick buck and go on to the next case. Added: If you are being sued and you have a date to appear in court than I can't offer you any useful advice other than to speak with an attorney.
What are the details of Obama's student loan forgiveness plan?
I have been reading a lot about student loans and I am aware that if one works for a nonprofit for ten years, student loans are forgiven. I am also aware that after twenty years, even if not working for a nonprofit, all debt is forgiven. Does this only apply to federal loans? Are private loans forgiven after twenty years as well? Note: I will not be working for a nonprofit but I have over $100,000 of student loans. Federal loans are really not my major concern. I'm trying to arrange the best payment plan with Citi so any advice would be really helpful. I've also heard that any bank receiving a bailout is required to turn unsubsidized loans into subsidized ones but nobody really wants us to know about it. Thoughts? Also, I would love to read ALL of the details of this plan from a primary source. If someone could provide a link, I'd really appreciate it.
Is the Military Asking for Enlistment Bonuses Back from Injured Soldiers?
there grew to become right into a query published approximately this the former day... yet below is the government's coverage on the subject of Enlistment Bonuses. If an injured soldier (injury no longer as a results of misconduct or negligence) unearths him/herself in the region the place their EB is being recouped... then a MISTAKE has been made via their workers/finance place of work. It extremely has no longer something to do with the "government" attempting to grant those infantrymen the shaft. they are doing that with this inane war in Iraq. i in my opinion do desire that this suggestion can get to infantrymen who locate themselves in this place so that they are in a position to pass to their workers/Finance place of work loaded with the final suggestion. "members below EB contract who voluntarily fail to end the comprehensive shriveled time in the score, skill, or application for which the bonus is paid are ineligible to acquire any destiny EB money and can have any EB already gained recouped." "b. Enlistment Bonus money will provide up, yet recoupment of money already gained should not be required, if a member will become ineligible for an EB for any of the justifications below: (a million) incapacity, injury, or ailment no longer the effects of misconduct or willful overlook, or no longer incurred throughout a era of unauthorized absence."