Quit claim deed was granted to two people, do they both need to be present when quit claim deed was notarized?
The grantees do not sign the deed, but there are other forms to be signed by the grantor and the grantees before the deed can be recorded. Those forms do not have to be notarized in some states and can be signed anytime before recording. In most states, if the deed is not recorded it's ineffective.
If Jehovah's Witnesses are not the modern day "False Prophet" that the Bible warns about, then Who is
What is a false prophet? Not a false predictor of events ........ Hey wait a minute there are 30 or so dates set by a certain group - you are not covering all of these dates!! Okay back to the Question. _____________________ What is a false prophet? Not a false predictor of events? okay - if you want to believe these were not end time dates set by the WTB&TS - maybe they were a little off or overzealous about a date here or there. But 30 times!? (Hey pull my finger! I heard a kid ask another) Maybe you mean a teacher of false doctrine? So a prophet teaches solid bible based doctrine which is unchanging and unchangable? okay - If "New Light" or a brighter light is good enough reason to overlook false teaching - (Wheres that kid - I smell something rotten.) Let me see how many different words can be used as prophet or for prophet......... I'm looking it up......... A person with: "speaks by divine inspiration" - If it is divine inspiration then there is not going to be doctrinal flip flops. Are there no flip flops? No changes and errors? No "almost" completely re-written or retooled books? "moral insight" - thou shall not let the little one take blood or go to the authorities about abuse to get the second witness of DNA. Quite moral indeed!! "powers of expression" - upon the beast rides the Harlot and a group such as the WTB&TS hitchs a ride too. What an expression Harlot upon the beast and then join her?! "a predictor" - covered that one above "a soothsayer" - same as a conman see "a predictor" above. "the spokesperson" - How very presumptious a person or group must be to assume to take the place of Jesus. Jesus was the last prophet. Jesus through Him all was fulfilled and foretold. The last prophecy by Jesus was given to John and is known as "The Revelation of Christ Jesus". Even the least of the apostles, Paul, or the great fisherman Peter, did not presume/assume "prophethood". Warriors come out and shapen your sword.
Please help me, I don't know what to do. Should I sign the quit claim deed?
...there are more important issues here than just money. A lot of folks (boyfriends, family, attorneys) may give you the traditional line that says you fight for everything you're entitled to, etc. I don't necessarily disagree with that generally, as you shouldn't be taken advantage of, or be forced to give up your fair share. But that very term, "fair share", isn't always best determined by pure arithmetic. Relationships and circumstances can seldom be completely distilled into a spreadsheet and math equations. Are you legally entitled to the equity you put into the condo? Yes - but an attorney might have something to say about an offset credit for your ex's exclusive payment of the mortgage, and the fact that if he had not continued to make those payments the condo might have been foreclosed on (and thus you both would have lost your equity). But again, that's just the pure math. If you feel that given your entire history together, your wedding, and to relieve pressure on your ex, you are willing to forego the calculations and feel it is fair for you to simply sign the quit claim, you ought to take serious stock in what your heart is telling you. I feel it's only proper given the nature of internet forums to stop short of proclaiming from on high that one path or another is the "right" one - I'm not an attorney and don't know the history of your marriage and divorce. It wouldn't be unwise for you to consult an attorney to at least review the legal implications and consequences - make sure you're covering your bases. But I would say your reasoning, compassion, sense of fair play and perspective is admirable, kind and in very short supply these days. Don't let anyone rob you of those things, no matter what decision you end up making. Best to you. Hope that helps.
Ok...Hopefully,last question...?
If your credit isn't good and the borrower's credit was, then they were able to secure the better loan available. Wife's don't have to be liable for the debt, which is good, especially when they have no income. But, your husband and his co-signer, (parent, I assume), can quick claim you one half of the title. Title is ownership, debt is a liability. In this manner you will own half the property, subject to the debt, but not liable for the debt in the event the loan goes bad or your husband and his cosigner don't pay the mortgage. In the event of a divorce you will own half the house which is what a non working spouse is usually entitled to and if you can't pay the debt, then you sale the house or deed it back to you ex and his cosigner, and move own. You, of course would get half of the equity in that event and if there is no equity, you simply walk away. Anyone that doesn't work, that is married, has the best when given half the title without the debt. When they closed they signed a note, security deed, Hud one, (closing statement), disclosures, and various other forms that are standard in the mortgage industry, but can vary from state to state. Ask him for the HUD one statement and it will break down all the costs associated with the closing and he also got a warranty deed which conveys the title.The quick claim deed is like a warranty deed in that it conveys from the grantor to the grantee a certain portion of the ownership, (title). As I said earlier the ownership is still subject to the debt and if the debt is not paid then all owners, either via the warranty deed and/or quick claim deed will lose the property. Once the closing takes place as it seems that it has the deal is done and the house is yours and the other borrowers, once you get your quick claim deed or deeds.
The first step is to remove any emotion or shame around managing your personal credit card debt and realize it should be looked at as a business decision. Rather than pay the minimum payments on your debt for the rest of your life, consider one of the following strategies:Voluntary ClosureIf you claim financial hardship, most issuers will allow you to voluntarily close your account and enter into a payment plan at a lower interest rate, sometimes as low as zero. These programs are known as a Liquidation or Hardship Programs at most banks. If your card debt is not so large relative to your ability to pay it off within five years, this is the best way to go as you will protect your credit and ability to keep other revolving lines open. This also addresses the moral issue of whether other options would be "stealing" from the bank.Strategic Default and SettlementIf there is no chance that you'll be able to pay it off within five years, the next best option is strategic default and settlement. This is controversial, but a US consumer has no better tools to negotiate with an issuer other than showing them you are going to stop paying your bills. Depending on the size of your debt, this option might be best executed with the assistance of a bankruptcy lawyer, the presence of which will give you additional credibility at the negotiation table. I regularly hear reports of banks offering settlement agreements at 25 cents on the dollar that can be paid over a short time. Check the debit, credit and bankruptcy forums for settlement level examples specific to your bank as this is a common practice.BankruptcyIf neither of the above work, explore bankruptcy. Unlike countries like Greece (until 2008) and Germany, there is no debtors prison in the United States. Be careful as your card spending habits will be looked at closely to ensure that you did not use the card without an intent to repay.Your credit score will be hit hard for at least seven years.
The first step is to remove any emotion or shame around managing your personal credit card debt and realize it should be looked at as a business decision. Rather than pay the minimum payments on your debt for the rest of your life, consider one of the following strategies:Voluntary ClosureIf you claim financial hardship, most issuers will allow you to voluntarily close your account and enter into a payment plan at a lower interest rate, sometimes as low as zero. These programs are known as a Liquidation or Hardship Programs at most banks. If your card debt is not so large relative to your ability to pay it off within five years, this is the best way to go as you will protect your credit and ability to keep other revolving lines open. This also addresses the moral issue of whether other options would be "stealing" from the bank.Strategic Default and SettlementIf there is no chance that you'll be able to pay it off within five years, the next best option is strategic default and settlement. This is controversial, but a US consumer has no better tools to negotiate with an issuer other than showing them you are going to stop paying your bills. Depending on the size of your debt, this option might be best executed with the assistance of a bankruptcy lawyer, the presence of which will give you additional credibility at the negotiation table. I regularly hear reports of banks offering settlement agreements at 25 cents on the dollar that can be paid over a short time. Check the debit, credit and bankruptcy forums for settlement level examples specific to your bank as this is a common practice.BankruptcyIf neither of the above work, explore bankruptcy. Unlike countries like Greece (until 2008) and Germany, there is no debtors prison in the United States. Be careful as your card spending habits will be looked at closely to ensure that you did not use the card without an intent to repay.Your credit score will be hit hard for at least seven years.
How do i get my husbands name off of the title of our house?
WHEN You are also one of the Party against the Finance on House Loan, and as Per your saying, both of you executed on document regarding DIVORCE, and it was mentioned there that house will be for 50% each, THEN, without your consent how he can refinance and take your name off from the TITLE. Legally it is impossible, in-valid and incorrect in eyes of law if it happend. As per me your ex-husband can't take your name off of your house loan and deed without your consent.