Can I have a car in my name under my parents insurance?
The answer to the question is dependent on the State in which you live and your parents Auto Insurance company's guidelines.Purchasing and insuring a vehicle involves three basic steps:Title - Document showing the owner's name of the vehicle.Proof of Insurance - Normally in the name of the owner, but in some situations does not need to be exactly the same.Registration - Shows to whom the cars is registered for the purpose of obtaining license plates.There can be numerous scenarios with regard to what is acceptable - or - not acceptable with the: Insurance Company - Companies have underwriting guidelines that are tied to how an insurance policy is written, insurable interest in the vehicle and what they consider generally acceptable. In this scenario, it is your parents policy that is in question and at risk. Their best interest and standing with the insurance company should be a major consideration.DMV - The State Department of Motor Vehicles will have specific rules governed by statutes regarding how a vehicle can be Titled, Insured and Registered. It would be best for you and your parents, to contact your local auto insurance agent and/or your state's DMV[1][2]to determine the best configuration of the three documents above, prior to purchasing a vehicle.Best Regards.Footnotes[1] State DMV List, vehicle registration list, driver license list, dmv locations, forms, and publications[2] DMV.org: The DMV Made Simple
Should parents pay for their kid's car insurance?
It is without a shadow of a doubt your kid's responsibility. You furnished her with the car, which is more than a lot of kids get from their parents. Since the cell phone is her only other financial responsibility, it really shouldn't be that hard to pick up a part-time job and save enough money to pay her car insurance AND cell phone bill. I fear that by heeding your husband's advice, your daughter's frivolous spending habit will only worsen as she gets older and moves into the "real world" with the rest of us. And Lord help her if she turns out like the lady who was in front of me at the grocery store the other day, who bought $53 worth of cigarettes with cash and then used food stamps to buy $47 worth of food for herself and her child! Talk about misplaced priorities! My fear is that your daughter will have misplaced priorities, as well, if not forced to pay for the necessities from a young age. Look, I paid for my own insurance, which was similar in price to your daughter's. I didn't have a lot of money to just go and blow every summer when we got out of school-- which was probably a good thing, in hindsight. Now that I'm out in the working world, many of my classmates from high school are popping out kids at 22 years-old, buying houses with little or no money down, and driving shiny, new cars. They're up to their eyeballs in debt and struggling to make all their bills, groceries, and credit card payments every month. Meanwhile, I'm still driving my modest little pickup truck, and I don't have any credit cards, and I still deny myself the daily or weekly "splurge" that so many feel entitled to because I'm putting about 75 percent of my income away in a savings account so we can buy a house. I do all this because I know it's right and that it pays off in the long term by giving my wife and me more financial security. For example, we recently had our 20-plus year-old washing machine crap out on us (hey, we only paid $25 for it about five years ago) and were able to go buy a brand-new washer and dryer set ($1,000) without even flinching. Now is the time for your daughter to learn financial responsibility. If not now, she'll spend the rest of her life learning about it the hard way.
Can you still use your parents health insurance after age 26?
Health Insurance Coverage For Children and Young Adults Under 26 At 26, you are no longer able to remain on your parent's health insurance because you can no longer legally be considered your father's dependent. You may, however, purchase your own insurance or if you do not make enough money to buy insurance, you can apply for Medicaid (government insurance for low-income and disabled people).As a college student, many universities offer health insurance through the school, so that would be something you could look into as well.Health Care Coverage Options for College Students Health Care Coverage Resources for Young Adults At 26, you will have been a legal adult for nearly a decade and its really time to be an independent adult, college or not. An undergraduate degree should not take you more than 5 years (and really, the goal ought to be 4 when possible). I'm not sure when you went into college, but if you're the typical person who went in at 18 and you don't expect to be done by the time you're 26, that's an issue you really need to address. There's no reason for a bachelor's degree to take 8 years to complete.
Im getting an abortion with my parents insurance will they find out?
Okay so I am a 20 year old college student and im pregnant and I am not in the positin to care for a child so I am getting an abortion. But I am doing so with my parents insurance I do not want them to know because after all im 20 I can make my own descions and do things on my own but with that being said I do not want it show up anywhere in the mail or online or anything that I had an abortion. I do not want them to know. So what should I do I talk to the ladies at the faility im using and they told me there not sure if it will show up as an abortion it might just show the facilities name whih im fine with because I can say I got birth control or something like that so what should I do? Any advice is welcome as long as its dont get an abortion because i am not in the position for a kid I will learn from my irresponsiblity.
Will getting married affect me being on my parents car insurance?
My mom knows we are "engaged" my dad won't even know that until December. My husband and I just got married yesterday but our ceremony is not until August. I realized today I am on my parents car insurance. Am I still going to be on there or are they going to send a letter to them saying I am married or something? He already paid the premium until April 2012 with me on it so I don't think they can take me off til then? Maybe at the end of the 6 months I should tell them since I am getting married in 4 months I want to get my own car insurance since it wont be the full cycle done before I am married. IDK I just wanna know if the company will say your married daughter cannot be on your insurance??? I am kinda freaked out.
Can my parents see what i use my insurance card for?
The explanation of benefits goes to your parents, which lists treatment. You should be far less concerned with how they would view this than how God views it. Talk to your parents.
Will I be able to get US citizenship? My parents used free children’s health insurance when I was 15. Will that affect me or my parents becoming citizens?
I am assuming you are asking about this proposed rule about changing the definition of what benefits to consider when determining “public charge”. First, “public charge” doesn’t directly affect naturalization (the process of getting citzenship), but it does affect inadmissibility and deportability. The proposed rule above affects inadmissibility, but does not affect deportability.Second, the proposed rule considers use of certain benefits, including Medicaid and potentially CHIP (the proposal is seeking comments as to whether CHIP should be included), for 12 out of the previous 36 months as a “heavily weighed negative factor”, but only if you use it after the final rule takes effect; past use of such non-cash benefits before the final rule takes effect will not be considered under the new rule. The only benefits whose use before the final rule takes effect will be considered under the new rule are cash benefits like SSI and TANF.(d) Benefits received before [INSERT DATE 60 DAYS FROM DATE OF PUBLICATION OF THE FINAL RULE]. For purposes of this regulation, DHS will consider as a negative factor any amount of cash assistance for income maintenance, including Supplemental Security Income (SSI), Temporary Assistance for Needy Families (TANF), State and local cash assistance programs that provide benefits for income maintenance (often called "General Assistance" programs), and programs (including Medicaid) supporting aliens who are institutionalized for long-term care, received, or certified for receipt, before [INSERT DATE 60 DAYS FROM DATE OF PUBLICATION OF THE FINAL RULE], as provided under the 1999 Interim Field Guidance, also known as the 1999 Field Guidance on Deportability and Inadmissibility on Public Charge Grounds. DHS does not consider any other public benefits received, or certified for receipt, before such date.So even if the program you used when you were 15 was Medicaid or CHIP, it won’t be considered, because it was used before the new rule takes effect.
How do I get health insurance for my baby?
I am nineteen years old, and covered under my parents' heath insurance. My fiance is twenty four years old, and covered under his parents' insurance also. But, I am also seven months pregnant (due in November), and my parents', nor my fiance's parents', insurances cover the baby. We live in Ohio, and I'm not sure if that has anything to do with it--or if it helps any one of you out at all. No one in my family has ever had to deal with this situation before, so we are all kind of clueless when it comes to this sort of thing. Does anyone know where i should go to obtain the needed health insurance for her? I have heard of WIC, and have researched it, but I am not entirely sure if they offer you health insurance, and I am not familiar enough with medicaid or medicare to know if one of those is my option.