What is the cancellation fee for Progressive auto insurance if I terminate my policy early?
Progressive DOES have a cancellation fee if you decide to terminate your auto insurance policy early.However, Progressive offers pro-rate refunds if you cancel your policy in between billing cycles.The cancellation fee of $50-$65 will be subtracted from your refund.For example, if I paid for my 12 month insurance policy in one lump-sum payment and then cancelled my policy after 5 months, I would be refunded my premiums payments for the remaining 7 months.Another example, If I already paid my premium for the month of August, but cancel my policy on August 10th, I would receive a refund for the number of days that remain in the billing cycle.Of course, any refunds will include any fees or financial terms outlined in your policy.Some companies give short-rate penalties for early cancellation.These are not entire refunds, but percentages of them.Short-rate penalties discourage drivers from cancelling policies early.Progressive wants their customers to cancel over the phone at 1-866-416-2003.For your cancellation phone call, be sure to have:Proof of new insurance ORProof of plate forfeiture ORProof of salePolicy numberBe sure to ask to be sent a cancellation confirmation number that you can use in case you are sent any further bills.Cancel your Progressive insurance policy ONLY when you have a new insurance policy.That way you will not be driving without coverage, which is illegal in almost every state except for New Hampshire and Virginia.To learn more about the penalties of driving uninsured, feel free to check out this article.
Which is the best bank to give a loan on a car thats a salvage title?
In short, they won't. The only way to get a loan to buy a car w/ a salvaged title is to take out a personal loan that doesn't require collateral.
USAA car insurance vs. Geico?
We have had Geico our entire military career (except for while in Japan) and have never had anything other than top notch service from them. I will admit we have only had two accidents in that time though. I have several friends who have had USAA and really liked them until they had their first accident. While USAA was helpful and did all it should, thier rates immediately went up and this was over minor accidents. A friend who just had a major accident has been told USAA may drop her completely because of it. My advice is to choose the company you have had the most exeperience working with in claims situations and that did the best job of it.
What time do debit card atm limits reset?
Most financial institutions limit debit card ATM cash withdrawals to the balance in your account.ATMs, however, place daily limits on cash withdrawals, generally two transactions, their total not to exceed $1,000. Most ATMs also limit the amount of cash you can withdraw with one transaction often $500.Major debit card networks (Visa, Mastercard, etc.) may place limits on daily cash withdrawals using the debit card (this is often waived by the card issuing financial institution).All of these limits reset at midnight each day.
What does it mean when my credit card bill says the minimum due amount is 0? Does it mean I don't have to pay this month’s bill?
If it says zero payment do then you don’t need to make a payment. Question is do you have a balance.If you have no balance this is likely because you had activity and paid it off before the bill, but of course you owe nothing so no minimum payment.If you have a balance this could be because you either signed up for, or purchased items under some promotion in which you get a period of time without needing to make payments. Normally these will be billed a 0% interest for 6 months or something along those lines.The trap here is that you are actually building interest and if you read the fine print, if you don’t pay the amount off in full within the 6 month period you then get all the interest tacked onto your card (6 months or whatever time of interest). So the worst thing you can do is make no payments till your bill says you need to.The proper way to use these kinds of promotions it to split the amount you charged over the time period and then make those payments so you get to zero balance and avoid the interest charges. If you cannot do that then pay what you can to get the principle down, but you need to be making payments if you have a balance or you are just building interest up.Depending on where you live in the world there may be laws as well. The US changed a lot of credit card laws a few years back, and even with these promotions they cannot send you a zero due bill, the will tend to send you a bill for a minimum amount, $25, which may or may not be too helpful depending on your balance.
Is my insurance company low balling me?
A little bit of the information you gave, I ran a NADA value on your car. It appears the discrepancy you described was a mistake on the appraisers side. The appraiser who looked at your car was most likely not the person who is attempting to settle your claim. The listings according to NADA for a 1999 Honda Civic DX with air conditioning and alloy wheels, with 90,000 miles is listed in clean condition high retail at $ 5,300.00, Now this number is subject to change in any given market area. The fact you live in the NY area may depreciate the vehicle greatly according to salty and humid conditions. The appraiser should have ran the Actual Cash Value before attempting to repair the vehicle. Now if the vehicle was appraised in Arizona, The value of your vehicle could have been higher. However, I do not think the price difference would be that great. In the case of a total loss. The ACV of the vehicle is the determining factor of the repairability of the vehicle. For instance, what ever damages are made during the accident the quarter panel, air bags, roof structures are all taken into account. Even a full frame replacement will be performed if the ACV will substantiate the repair. This guide line is set at a threshold of 70% of the ACV. So if a car has 8,000 dollars worth of damages. and the ACV is 10,000 Then the vehicle will be considered a Total Loss and the ACV of 10,000 will be paid to the party of the damages, You. As for the salvage of the vehicle. If you want to keep the car, for parts or some other reason , such as you want to repair the vehicle, after all you were paid 10,000 and the repairs are 8,000 you can still pocket 2,000 right? Yes but at a sacrifice of the full coverage insurance you have on your vehicle. And lets not forget your lein holder, if you have one. I don't feel the insurance company is being unfair as far as the value. Now if they will not allow you to buy the salvage of your vehicle. This may be another error on the side of the adjusters, He won't get as much from the car as he will be letting you buy it. I am an independent Claims Adjuster for many different companies, Mainly USAA, Liberty Mutual, MetLife, and others. I have been a full lines adjuster for 5 years, and deal mainly with automobiles and heavy trucks. Should you have any further questions fell free to email me.
Will 22 inch rims fit on a 2000 mustang?
even if they make a 22 in that lug pattern doesent mean they will fit proporly . for instance the biggest size rim with a low pro would be a 17 with a 215 45 r-17 tire this makes it the same circumferance as a stock wheel and tire IE the bigger rim takes a smaller tire to make up the differance so theres no clearance issues .so even if you found 22's to fit the lugs they would be to tall and you would have the following problems A. your spedo. will no loger be accurate so you wont know how fast your going and it will mess the mileage up. B. clearance problems you hit a bump or even turning will rub the frame rail or the fender unless you lift the car. c.it will cost more on gas it takes a lot more power to get the bigger wheels moving and this brings us to C.it will take more brake power to stop and the stock brakes wont be as reliable with bigger wheels .they do make a big brake kit but this requiers time and knowledge to install and they run around 2500 bucks .the biggest you should go where you wond have much problems are 17's or 18s -18's are a little harder to find tires for point is if you want "duce duces"get a truck they dont look good on cars anyways .
What time does ADP direct deposit pay checks? How soon after is the money available?
Your company will have their payrolls processed by ADP, ADP in turn will pass the payment to the Banks or CU prior to DUE DATE due date is the day your company has chosen to pay you , usually Thursdays or Fridays. Once the bank or CU have the funds they will post it to your accounts. Most banks it is at the end of night processing and the funds should be available morning of due date. If your paydate is a monday the banks would pre-post your depost friday night as their banking systems run Monday night to Friday Night and have no choice but to provided funds early. Credit unions will post the deposit on the due date as their banking systems run 7/24 and have no need to pre-post.