How do I get a credit card as an international student in the USA without an SSN, and which firms offer one?
Welcome to USA !!Credit history is everything in USA. (nearly)TO GET THE CREDIT CARD without SSN, Deserve—Find the Best Credit Card for YouThey’ve got the best plans suited for the college students. With initial limit of $500 per month, you can start building your Credit History.Benefits of the Deserve Edu Mastercard.Amazon Prime Student Membership. Sign up for Amazon Prime Student with your Deserve Edu Mastercard and we will reimburse you for subscription fees up to a life-time total of $49. That’s right, as a Deserve Edu customer, they’ll pay for all the great Amazon Prime benefits, like Free 2-day shipping, Prime Video, and Prime Music. Just make sure to use your Deserve Edu Mastercard as your payment method when you enroll in Amazon Prime Student.1% Cashback on All Purchases.Simply use your Deserve Edu Mastercard and they will automatically give you 1% cash back on all purchases in $25 increments as statement credits. Basically, spend $2,500 and we will give you $25 back. EXCITING RIGHT !!Mastercard Platinum Benefits.Enjoy benefits like Car Rental Collision Damage Waiver, Roadside Assistance, Travel Assistance Services, Price Protection, Extended Warranty, and ID Theft Protection.Refer your friends to earn. !!! Once your friends activate and use their card, you will earn $30 and they will too! Start sharing YOUR unique referral link with your friends ASAP.How to Apply ?Get Scanned copy of Documents.a. Visa.b. Passport.c. Student i-20 form.d. Bank statement. (Keep a handsome balance of 1500$ plus)USE REFERRAL CODE to apply. Deserve—Find the Best Credit Card for You NOTE : Use your .edu college id for applying to get best results.Usual time to process is 5–6 business days, Card may arrive anywhere between 2–3 weeks from approval email.All The Best !!
What is the best credit card for students/credit newbies?
Credit card is a perfect option if you could manage your money well and it could be your first step to shoulder financial responsibility! Some people may like to avoid taking any credit all together, but that would be inevitable if you want to take a loan in the future. So if you wish to have credit history, start as early as possible!Assuming you are in US, if you are a college student or will be one, I would recommend the following cards, and you can choose according to your preference:Bank of America Students Credit cards-BankAmericard Cash Rewards for Students, nick name 123-BankAmericard Travel Rewards for Students-BankAmericard for StudentsThey are perfect starting cards if you have checking or saving account in BoA!2. Discover It/Chrome Card for StudentsDiscover is limited in reality compared to visa/mastercard but is generally accepted everywhere online, and the first year match and GPA over 3.0 rewards are good bonus!3. Citibank ThankYou Preferred Card for College StudentsMay interfere sign-up bonus of cards in the same series.Other Options! Some methods may not be too favorable but still good starting!Secured Credit Cards! You pay a certain amount of money (earn no interest and return to you a year or years later) to get the card, generally for people with no credit or rebuilding. Those cards are relatively same, but you could choose one with no annual fee like Capital One Platinum(but warning! Three hard pulls! One for each bureau.)Assigned User of your parents’ cards! Make sure to let your parents to ask their bankers whether you will get credit history cause all banks have different policy.Hope my answer helps, good luck in the real world!
What is a good student credit card?
As a student, your first credit card is an opportunity to begin building a credit history and to establish a good credit score. Your credit score can be used to evaluate your eligibility for loans, auto insurance, renting a house / apartment, and even used during background checks for employment. In addition to developing a credit history, a great student credit card will allow you to earn rewards on the spending you make in your daily life.Citi ThankYou Preferred Card for College Students:Earn 2,500 bonus ThankYou Points after spending $500 within the first 3 months of cardmembership.2 ThankYou Points per dollar spent on purchases for dining at restaurants and entertainment.1 ThankYou Point on other purchases.Points earned with this card do not expire and there is no limit to the amount of points you can earn.Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and moreTravel with ease and enjoy global acceptance with Chip TechnologyNo annual fee.Journey Student Rewards from Capital One:Earn 1% cash back on all your purchases. Pay on time to boost your cash back to a total of 1.25% for that monthThere’s no limit to the amount of cash back you can earn, and rewards don’t expireGet access to a higher credit line after making your first 5 monthly payments on timePay no annual or foreign transaction feesFraud coverage if your card is lost or stolenPick the monthly due date that works best for you.These credit cards help college students build their own credit history. Most student credit cards have relatively low credit limits, and some have rewards for everyday purchases.
I never had a credit card before. I'm a 20 year old college student and looking for a job. Which is the right credit card for me?
There are a couple of credit card catering to college students, which I think you can take advantage of. The one’s I got were the Discover It Chrome and the Wells Fargo College Card. Citi has the ThankYou Preferred card, and Bank of America has BankAmericard and Capitol One has Journey. These cards are simple to get approved and should be the ones to go for. The income I stated when I applied a years ago was $13,000 and I was instantly approved for $1200 credit line. If you are a waiter for example, you shouldn’t have a problem getting there.I’m 19 and my credit score is 750+. I achieved it by:Making sure my monthly statement closes at <10% of my credit linePaying on time, every timeTreating my credit card as a debit card.I have paid $0.00 in fees or interest and have racked up over $250 in cash back.If you’d like to get started, I highly recommend the Discover It Chrome. By using this referral link, both of us can earn $50 cashback. https://refer.discover.com/s/hcu3r Discover is great because the customer service is amazing and they forgive you on your first late payment (never pay late unless you absolutely cannot pay, it will hurt your credit score severely)Links to cards mentioned above:Cash Back Credit Card for College StudentsCiti ThankYou® Preferred Credit Card for College StudentsBankAmericard® Credit Card for StudentsJourney Student Credit Card
What is the best rewards credit card?
Citgo Preferred Visa issued by Citibank: 1% cash back on all purchases, credited automatically to your statement the same month. Chase PerfectCard: 1% back on all purchases, 3% back on gas. Credited automatically to your next month's statement. Uncapped. AT&T Universal card issued by Citibank, Citi Dividend: 1% back on all purchases, 5% back on purchases at grocery stores, gas stations and drug stores. Limit $300 in cash back per calendar year. Once you have accumulated at least $50 in cash back, you can call or request online a check for the current cash back amount. Chase Cash Plus: 1% back on all purchases, 5% back on grocery store, gas and drug store purchases. Call or request online a cash back check in $50 increments. Limit $300/year. American Express Costco TrueEarnings card: 1% back on all purchases (including costco purchases), 2% back on travel purchases (airfare, hotel, rental car), 3% cash back on restaurant purchases. At the end of the year (in Jan/Feb) you get a costco gift certificate which you can use for costco purchases, or you can bring it into costco and redeem it for cash.
Citi or Chase credit card?
I have a Chase Amazon Platinum Visa and Citi Drivers Edge Platinum MasterCard. Citi sucks. The customer service does not exist, and they need up to a week to post a transaction. Also, online payments take up to four days to post. Never had any problems with Chase. Very professional customer service and fast online updates. They also tend to provide higher credit limits.
I'm a new college student and want to get a credit card for my money, I am 19 what should I know so I am aware of things and do not get ripped off?
I am 19 and I have a credit score of 750+.You should look for credit cards that cater directly to college students such as the Discover It Chrome and the Wells Fargo College Card. Citi has the ThankYou Preferred card, and Bank of America has BankAmericard and Capitol One has Journey. These cards are simple to get approved and should be the ones to go for. The income I stated when I applied a years ago was $13,000 (which was honestly a guestimate) and I was instantly approved for $1200 credit line. If you have a part time job, you should be covered.What to look out for:Making sure your monthly statement closes at <10% of my credit linePaying on time, EVERY timeDo your research on credit. Knowledge goes a long wayTreating your credit card as a debit card; this is not free money, it is a loan.You don’t need to spend on the card. In fact, you can have the card open and have a $0 balance and still build credit!APR is the killer. Overspend and you could dig yourself into a hole that will take years to get out of. Not trying to scare you, but thas just how it is.I reached a credit score of 750 by opening a card every 6 months and keeping my accounts in good standingI have paid $0.00 in fees or interest and have racked up over $250 in cash back.If you’d like to get started, I highly recommend (also highly recommended by credit experts) the Discover It Chrome. By using this referral link, both of us can earn $50 cashback. https://refer.discover.com/s/hcu3r Discover is great because the customer service is amazing and they forgive you on your first late payment (never pay late unless you absolutely cannot pay, it will hurt your credit score severely)Links to cards mentioned above if the Discover Card is not what you want:Cash Back Credit Card for College StudentsCiti ThankYou® Preferred Credit Card for College StudentsBankAmericard® Credit Card for StudentsJourney Student Credit Card
What's the easiest Credit Card to be approved for?
i've applied to a few credit cards and have been denied. i'd like to know which credit card is the easiest to aquire. every reason i've gotten is something like, "lack of credit" or something. couple side notes, i think it's stupid that i get credit card offers in the mail that say i'm approved, then when i apply, it says you're denied. i don't mind the spam if it's actually true. if you're gonna send me crap like that at least approve me. :-\ also, how is it that a person with no credit can be denied by credit companies. but someone with the crappiest credit ever, can apply and recieve a capital one platinum card?! that doesn't make any sense. trust the one with bad credit more than the one with no credit... :-\ anyways, what's the easiest credit card to be approved for? i'd like to establish credit. thanks.
What's the best credit card to get in US?
Out of the thousands of credit cards in the US market, there's no single best card for everybody - there are many great options. Picking between them requires you to figure out what you want to use the card for (i.e. maximizing rewards or minimizing interest payments or consolidating debt) and then optimizing for that goal.NerdWallet has narrowed down the list to our Top 10 favorites, with cards from each of those categories.I recommend reading the article, but here's the overview:Best rewards cards:Best for travel: Chase Sapphire Preferred®Best for everyday spending: Blue Cash Preferred® Card from American ExpressBest for bonus categories: Chase Freedom®Best for cash back: Citi®Double Cash CardEasiest travel redemption (tie): Barclaycard Arrival Plus™ World Elite MasterCard®Capital One® Venture® Rewards Credit CardFor people who carry a balance:Best for balance transfers: Chase Slate®Longest 0% APR period: Citi Simplicity® CardFor less-than-perfect credit:Best for fair credit: Barclaycard Rewards MasterCard®For businesses:Best business card: Ink Plus® Business Credit CardFor students:Best for students: Citi ThankYou® Preferred Card for College StudentsHope this helps!