How much money should you have saved by the end of college?
By the end of college I would hope you have at least $1000 in savings to cover any unexpected bills (such as a new tire, a broken appliance, or medical bill). However, working through college you should do every thing you possibly can to pay for college as you are attending while also keeping your grades at adequate levels. In other words - do not go into debt for education - pay cash for college - do not take out student loans if you can avoid it!! Students loans are the nemesis to having a good financial outlook when exiting college. Savings are important, but you can build savings and wealth much easier if you are not drowning in debt.That being said, it can be tough to find a good way to make income while in college because courses are demanding and schedules are wonky. I suggest finding something that is on your own time and maybe even internet-based. I love my side gig, even though I’m not in college any more I work full time and have 3 kids…. to say that my life is demanding and my schedule is wonky is absolutely accurate! If you’re open to finding new ways to make money on your own time/schedule, feel free to reach out to me.
Why are so many employers only hiring part time? Does it really save them that much money?
I have been looking for full-time work for over a year. I have two part-time jobs now, because that was the best I could find. I don't care about benefits, b/c I'm married. At both my jobs they have LOTS of part-time employees, and only a couple full-timers. Wouldn't it be cheaper to offer 30 hours to fewer people, instead of giving like 7-15 hours to more people? Even b/t two jobs I am clocking a total of less than 30 hours, even though I have told them to give me as many hours as possible. What gives? I have a degree, and lots of career certificates/ experience. When are employers going to start hiring full-time? Ok, the point of my rant is that I am curious about the logistics of hiring a bunch of part-timers, instead of full-time employees. Is it cheaper, even aside from health insurance for full-time employees? Why is it cheaper? They are offering the same salary for both p/t and f/t.
Will employers hire someone with an online degree?
yes univ. of phoenix has a very good reputation.online ,so does univ. of new york(both have campuses and online)schools are the future trend as they save time and money in many ways,you don't have to commute or you can study in your pajamas,while eating cereal some students achieve higher grades when no interruptions,easier to organize assignments,less stress.and yes the degree is recognized.just make sure all the credits will transfer to a regular campus school.you have to be self motivated to do this online,which is the downside.
Is an online degree worth getting?
As long as the college (online or campus based) is regionally accredited, any degree you earn should be accepted by any potential employers or other academic institutions. My best recommendation would be to contact a number of colleges to find the best fit for you and your needs (tuition, schedule, career opportunities, etc.). Too often people enroll in the first school they find rather than taking the time to find the best school for them. Taking that time now could save you a lot of time, money and frustration if you choose the wrong school. This site has some good info on regionally accredited online degrees and some colleges that offer them to help expand your search: http://www.ecollegefinder.org I think you can enter your info on there for any colleges you are interested in and they will send you more info for free. Good Luck!
Should i use the money left to me after my dad died to pay for college?
I’m a high school senior trying to commit to a college and i need to make a decision soon. I’m currently trying to save now with only about 1,200 in my savings so far from my current job. The amount for my freshman year of college after fasfa will be either 14,245 (George Mason), 12,857 (Virgina Commonwealth University) or 8,555 (Old Dominon). I know the wisest option is the cheapest school but i would really like to go to the school that is 14,245. My mom doesn’t like the idea of me using the money from my dads death bc she says it’s for me to buy a house or something. My relatives and friends think the money should be used for college but I’m just not sure what to do. I don’t want to regret my decision. any advice would be appreciated!:)
What is the best way to save money and watch it grow?
I am having a baby soon so I want to start saving up money for his college, money for a house and just extra emergency money. What would be the best way to do this? I don't want alot of restrictions, I just want to be able to throw money in, and let it grow.
My friend said it's "lame" to go to community college - agree or not?
It depends to be honest. There are colleges around me that don't have a good reputation as far as their degrees. You want to have a college that has a partnership or something with a university so that when you transfer all your credits transfer with you as well. My SIL is up to her eyeballs in debt because of going to colleges which were cheaper, but then when she transferred then she couldn't take all the credits with her, so she basically lost years that she still has to pay for. I applied for a local university to save money, and got in, and got financial aid. I avoided loans, and got my Bachelor's degree (I took a year to work right after HS and in the middle there) with $5000 debt, which is almost nothing. At University, there were professors who also taught at the local community college and THEY were the ones who spoke about the problems with the community colleges, and how the courses were basically dumbed down, and how they saw it for people who were not intelligent enough for university level to bring them up to speed... which basically meant someone would go to community college for 2 years, then University for 3-4 years, whereas I went to University for 4 years so it overall cost me less. As far as I know, we didn't do associate degrees at my University because they were pointless at the University level. Is it lame? No. Go where you feel would best serve you. Get the degree that you feel is best for your situation. However, don't narrow your choices. Talk to financial aid advisers at the University, College, Community college... find out what they would recommend. See what sort of grants and scholarships you can apply for (for instance, my first year was entirely covered by a scholarship through a local millionaire couple who would pick 5 or so students who were usually not able to get a scholarship or grant or anything for some reason. Mine was I had waited too long to fill out my financial aid things, so most of the money was gone for the coming year. I had to maintain a 2.5GPA which is nothing, and I had to go to a religious class once a week, again nothing. They even covered books. You don't KNOW what is out there, and what aid may be waiting.) Avoid loans by all means, but don't believe for a second that you aren't going to be able to find grants, scholarships, etc.