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What Is The Auto Insurance Rate For A 21 Year Old Male In New York Who Has Been Licenced For About

About how much would insurance be for a new 16 year old male to drive a used subaru wrx?

About an arm & a leg... maybe more. A teen doesn't need a WRX anyhow. Try a Impreza 2.5i or 2.5RS (depending on year, as it's the model below the WRX) instead. More than enough power (175 hp) and cheaper to insure as well.

How much would car insurance cost for a 20 yr old male?

Typically, insurance rates will vary from State to State and can even vary by ZIPCODE! It also will depend on the type of car/truck, coverages, limits of liability, and driving record. SOme companies run credit scorees and MOST run a motor vehicel report and CLUE (Comprehensive Loss Underwriting Exchange) report to see about undisclosed accident involvement.

The best thing to do is call a LOCAL independent agent. Don't go across town, or to some other city - look for someone CLOSE. Just look in the phone book for the PIA or Big I (Trusted Choice) logos and you will find a professional licensed agent that will be able to help you solve your insurance problems, and give you rate comparisons of several different companies.

An independent insurance agent will normally have a dozen different companies and if he cannot help you, he should be networked with other local agents that can.

Most of the replies on this site say "go to this on-line carrier or that on-line carrier or that 1-800 number" but I'm sure that when you do, you will find some impersonal computer user with a script to work from and you won't be able to talk with the same person every time you have a problem!

When do you turn 21? In most States, rates will drop a little when you turn 21 - sorta like a birthday present!

Good luck, drive RESPONSIBLY and I hope this helps

How much will insurance cost for a G2 licence holder in Ontario, Canada?

Your insurance costs vary widely based on your age, your driving experience and where you live. My city, for example, has the highest rates in Ontario and is generally 40% more than the average.I suggest using one of the online insurance quoting tools like InsuranceHotline

What's the best car insurance in Texas in 2019?

What's the best car insurance in Texas in 2019?You are SEEKING UNICORNS. There is NO SUCH THING as 1 single cheapest insurance company for the entire state and for every zip in the state, for every driver. IT DOES NOT EXIST! There are too many variables for such an animal to exist.In order to get a rate, you minimally need to know:Age, Sex, & Marrital Status of each driverTheir driving record, including knowing whether they have at least 3 years of driving experience. Tickets/Accidents (both At Fault & Not At Fault)Where they live (rates are general by ZIP CODE, occasionally a zip code could be divided by a major obstacle (road, river, etc))What car or cars that they are insuring, (& with some companies which driver is driving which car)What coverages they chose for each car.Past Insurance historyCredit ScoreBecause of this, next door neighbors, with essentially the same aged drivers and cars could have completely different CHEAPEST Companies because of their driving records, having tickets &/or accidents make a difference. Or maybe one neighbor has a 16 year old boy (brand newly licensed) while the other has a 22 year old daughter, away at school (cheaper than living at home). All sorts of things make a difference.So now for the bad news. the ONLY way that you will discover YOUR cheapest car insurance company is to shop around. If you do NOT truly understand insurance, don’t try to do it yourself with either 1–800 insurers NOR getting Internet quotes, because that expensive coverage that you left out to get your price even cheaper, could be very important to you having had it down the road. Call or go into multiple Independent Agencies (they represent multiple companies, not just one). Most agents will go over everything with you, so that you understand what you are buying. They will also recommend whether you need higher or lower limits of coverage and whether a higher or lower deductible is a BETTER deal for you. And when your cars get older, they will recommend when you should drop collision & comprehensive. With 1–800 or Internet companies, you have to do that all by yourself.

Car insurance for teen drivers?

Hey everyone!

First off, if you're wondering why I'm not using online quotes to see how much car insurance would cost, its because it requires personal information of both my parents that I can't ask for without sounding suspicious (my dad told me not to search since I asked before). Also, in order to get the auto insurance quote, you have to leave contact information so "an agent can contact you and initiate your quote", which is something I don't want.

I'm a newly licensed teen, got it around the middle of December 2013. I've had my permit for about 8 months before that. My dad told me to wait a bit before I can start driving since car insurance rates is higher for teen drivers, and I agreed. I was wondering how long I had to wait? My dad told me over 1 year to a few years, but sometimes 6 months works. I was baffled, if that was true, there was no point of getting my license since I would most likely be in college by the time I was allowed to be insured. Does car insurance rates really lower down with waiting time? And if so, approximately how long would it take? My auto insurance company is State Farm, and my family has 3 registered vehicles and 2 registered drivers of over 15 years (my parents). I'm 16 years old, and I qualify for the good student discount and steer clear safe driver discount, and my parents qualify for the multiple line discount car insurance and have never had any driving violation in the past three years. If you could estimate the range of how much more my parents have to pay for car insurance if I become insured on my car (which is older than me lol) without waiting, and how long I would have to wait for rates to go down, that would be great.

Is it illegal to live without health insurance in US?

No. It’s never been illegal to live without insurance in the USA and it still not today.Prior to the individual mandate being removed from Obamacare, many people thought they had to have coverage or face a penalty but this wasn’t correct.What was actually correct is that the individual mandate said that any person who did not have coverage AND was a w-2 employee making above the poverty level could have up to a certain percentage of any TAX REFUND they were owed withheld by the IRS if they listed on their tax return that they did not pay into the Obamacare system.However, Obamacare also issued every person in this category the right to fill out an IRS form 8965 which allowed them to be exempt by simply choosing one of the 42 exemptions listed on the form. The exemptions were very easy to qualify for because they were silly things like - There were no Obamacare PPO plans available in my area - Obamacare plans don’t offer PPO plans.None of this is relevant any longer because the individual mandate has been repealed but even before it was repealed it wasn’t illegal to not have health insurance in this country.

Car insurance rates sexist and ageist? How can they get away with this?

I just called four major car insurance company's (in Canada) and got the same answer from my question which was "I cannot answer that" or "its proven fact that younger men get into more accidents". Its complete garbage and plain sexist and ageist. In my male mind this is wrong as well as my Mothers, Dad's ,Uncle and Aunt even my Grandma agree's. lastly I feel for the feminist movement and elderly but I've never seen a thing about them asking for the same insurance rates young males get so don't you feminists and elderly start yelling at me for wanting to be somewhat equal.

Car insurance $250 a month .. wth im 20 and had my DL for 4 years .why? ?

Why so much? Well you're a guy, you're young, and fairly new to driving. I know you're not sixteen anymore and that four years seems like a long time, but you are still young and inexperienced. Statistically, only blind people are more likely to have an accident than you are.

Unless you live in northern Saskatchewan, you already have a pretty good price for your age. If you want to lower your premium, the best (and only) way to do it is to get older and drive like a coward. Once you hit 25 and have been licenced the whole time, you'll be paying 'normal' premiums. That's because you'll have proved that, unlike most guys your age, you're not an imminent threat to everyone else on the road.

How much might health insurance cost per year for a healthy 22-year-old?

It actually depends on the insurance policy that you want, on the riders that you add, and on the insurance company that you choose. However, rest assured that you can get the best deal since you are still young, your healthy, and hopefully does not drink too much or smoke (wink). But kidding aside, make sure that you choose the best provider in the market today. Listen to everyone and talk to the right people who really know their field. If I may, you can check out some of my favorites. Just call/contact them by clicking the links below. Hope this helps :)The Family Benefit |Health Coverage Direct |

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