What is the best way to carry money to Australia from India, with the lowest exchange rates/bank charges possible?
The purpose of your visit to Australia is not specified; however, RBI has issued guidelines wrt to carrying foreign currency while travelling abroad as an immigrant or for business or studies …….pl refer to the rbi guidelines: https://rbi.org.in/scripts/FAQVi...Coming to the later part of your query, my suggestion would be to look at the ‘safety aspect’ than cost factor; depending upon the purpose of your visit and the requirement of funds, you may plan to carry part of the amount in cash and part in travellers cheques or drafts;In case your concern is about the rate of exchange each Authorised Dealer has its own exchange rate, probably some research need to be carried out at your end, depending upon your requirements and purpose of the visit;I am afraid apart from the major currencies like GBP, Euro, Dollars for other currencies, a cross currency exchange rate might be applicable, where your eligibility in dollars is equated to Aus Dollars;Further since the exchange rates are highly volatile it will be difficult to know who is offering the lowest exchange rates/service charges; I am sorry I cannot give you a specific answer;Also refer toForeign Exchange while traveling from India, for more details;AUD to INR - Australian Dollar to Indian Rupee Rate - Foreign Currency Exchange rate - ICICI BankBuy Forex Currency Notes on Thomas Cook IndiaForeign Currency Exchange Guidelines
What is the best way to carry money from India to Australia when going for higher studies?
Going abroad for higher studies in Australia or any other country for that matter?There is a very easy and simple 3 step process you can follow to ensure you are carrying money in the best possible & most efficient way with minimal losses!Here is what you should do :College/ University Tuition Fee - Remit money directly to the account of your college/university in Australia by way of outward remittance from India or make a DD (Demand Draft) in their favour.Day to Day Expenses - When going to Australia, carry money to go through the initial expenses that you’d face there like transportation, lodging and food. Make a rough estimate of your per day expenditures and multiply it with the number of days you’d need till you can open a bank account there.Let’s call this rough estimate the initial total. Once a bank account has been opened money for your maintenance can be deposited to you directly either by your parents or guardian. Now how do we go about carrying our initial total to Australia? * Carry 70% of that amount in Forex Travel card since most expenses nowadays can be met via cards. * Carry 30% of it in cash for your day to day needs. * Carry your Indian Debit/Credit card as backup for emergency funds.Use an online forex service like ExTravelMoney.com for finding out which bank/money changer in your locality gives you the best exchange rates on Australian Dollar for Currency Exchange, Forex Travel Card and Outward Remittance Service.By using ExTravelMoney You’d be able to save significant amount of money as depicted in this info graphics below :Go ahead and give our best exchange rate finding service a try and even book your order online!Hope this helpsCheers!
What is the best way to carry money in NZ from Australia?
Do you have a 28 degrees credit card? Can you get one?Thats the best option because they dont charge any foreign transaction fee, conversion fee and their FX rates are spot rates. So you will only pay what the price is in Australian Dollars and thats it. I think BankWest has a card like that too.All major transactions should be on your credit card. If you need cash get a citi ATM card. They provide free cash out anywhere in the world and rates are not bad either. But you should not need much cash in NZ.
I am moving to Australia from India. What is the best way to carry money for expenses?
The best possible way would be using bitcoin. This will be like almost negligible fees option!Just go for any of these 3 bitcoin exchanges. Sign up and they will ask you for bank account and PAN for verification. Once verification is done, you are ready to convert your money to bitcoin.Unocoin (Web wallet)Coinsecure (Web wallet)Zebpay (Android App wallet. This one gives you good conversion rates. Use code “REF85186669” to get free bitcoins)Every country is having different localized exchanges. So, you need to send these bitcoins to Australian exchange. Then from there you can withdraw to your AUD bank account. I am not aware of Australian exchanges but quick googling suggests that CoinJar is good option :The simplest way to buy, sell and spend bitcoin.
If i wanted to convert US $1000 into Australian dollars ?
There are many different prices and rates to take into consideration with your question. If you were to travel to Australia and exchange your money at the airport, you're going to get a tier 4 rate. Travelex, the company who has booths in airports to exchange money, will exchange 10,000 USD to 13,445 AUD, at the rate 0.7437 (1 USD = .74 AUD). XE.com quotes the tier 1 interbank rate. Basically, to get this rate you need to exchange upwards of $1,000,000 plus. The current interbank rate is 0.6788 (1 USD = .67 AUD). 10,000 at this interbank rate would be 14,738 AUD. In short, 10,000 USD = 13,445 AUD at current rates.
How much money can I carry from Bangladesh to USA?
I would advise you that you better consult your Bank in Bangladesh where you have exchanged money on arrival. They know the latest law regarding the foreign currency handling. As far as I know is that you can bring in US $5,000/- or equivalent in any other foreign currency without having to declare that on-arrival, and you can take out the balance unspent amount. That means, if you are US Immigrant and brought more than $5,000 then you should have declared on-arrival at the entry port (Dhaka). That would have made it easy for you to take out $10,000 or so if the inward amount was more than $10,000/-. The following link may lead to the one where NBR (National Board of Revenue) may have already posted their answer to your query by way of FAQ. You can visit their office in Segun Bagicha, Dhaka, near Kakrail crossing, and get it clarified face-to-face. http://www.bhcanberra.com/media/pdf/Bagg... Hope this helps.
What is the best way to carry money to the USA for a pleasure trip?
I used a Thomas Cook Borderless Card. No transaction fees and is accepted everywhere. One minor drawback: You can't check balance on a phone or tablet. You have to login on a desktop or a laptop. Can be quite painful as it is difficult to keep track of all your expenses. Another drawback: You are charged 3$ every time you withdraw cash from an ATM or CHECK YOUR BALANCE.
What is the cheapest and most convenient way to carry money to the USA?
None of the above. By far, the best way is to carry what is known as a FTC (Foreign Travel Card). It is a prepaid card issued in USD with a pre-decided amount of funds chosen by you. The exchange rate remains static and does not change. The exchange rate is also negotiable with the issuing bank in India. For example: you need $ 5,000 for your initial expenses in the US so here's what you do to get a FTC:Approach the bank you currently have an account with as they are most likely to offer the best rates plus the funds will be transferred with minimum hassle as its within the same bank. Lets say $ 5,000 = ₹3,33,649. Try and negotiate with the bank for the best possible rate i.e: giving the least amount of ₹ to get that $ 5,000. Leverage your student status as well as the fact that they need to reduce their margins owing to the large sum you are processing. If they do not relent, tell them you are taking your business elsewhere. It is not mandatory to have an account with a bank to avail of this facility so you can walk into any bank and obtain this card. It is best to do some homework and find out a few rates from competitive banks before you make a choice.Once the amount is agreed, they will issue a card that looks like a normal credit card but with $ 5,000 pre-loaded. At this point, the INR value becomes irrelevant. The card cannot be used in India. Also, they will give you a duplicate card which you can use in case you lose the original. That's about it. You can start using the card to perform transactions as soon as you land in the US. There are minimal charges for withdrawing cash from an ATM and no charges for PoS transactions or transactions carried out online. The benefits are:Static rate unlike international debit or credit cardsCan be used to make purchases at P0S terminals (shops etc)Can be used to make transactions onlineComes with a free backup cardCan be reloaded in India by a friend/relative but you must leave certain documents behind. The reload card form needs to have your signature. Can get a refund on unused amount upon return to India for up to several years. I think 3. Can check your transaction history online and withdraw $ from any ATM. Additional fees apply for ATM transactions which are quite reasonable.Secure mode of transacting: no need to carry cash Can block card in case of theft/lossCan request new PINYou don't need to be an account holder in the bank to buy this cardhttp://www.axisbank.com/personal...
Australian off duty police officers.?
Australian police not only cannot carry guns off duty but they do not carry their pepper gas or ASP outside of the station after going off duty. Why? that is their law. Remember laws regarding the power and job of peace officers are governed by the individual states in the US. Most other countries the laws are Federal. In fact the whole idea of carrying guns is kind of an American thing. Very few countries allow off duty carry just because your an officer. Austria, Japan, Germany, Canada, UK (except Northern Ireland), France & Italy are just some. In some cases off duty detectives are allowed to carry. In most other countries they simply do not feel the need. Even in the US more and more states and departments are urging not carrying if going out partying. Almost all states now have written into their laws that an off duty must take "police action" when needed. The courts have said that police action can be as little as being a good witness and calling 911.
Is it legal to send a wine bottle to Australia from the United States?
It is legal but technically your friend would have to pay import duty (but Australian Customs probably wouldn't bother about one bottle).http://www.customs.gov.au/site/page5653.... The bigger problem could be the postage/courier cost and the effect on the wine in transit. Two other options could be: - Buy online through an Australian company that stocks US wines. The wine will cost more than the US but the delivery cost will be less. The major problem will be limited range of choice. Australian is awash with local wine of reasonable quality and most imports come from France, New Zealand, with smaller amounts from Germany and South America. (http://www.phrases.org.uk/meanings/carry... http://www.nicks.com.au/ http://www.cloudwine.com.au/ This is an Australian auction site that handles a lot of wine amongst other things. It may be worth checking to see what is available as they often offer free delivery.http://www.graysonline.com/wine - Buy through a US company that does international deliveries like http://www.reservewinecellars.com/. Final note - US Postal Service doesn't regard alcoholic beverages as "hazardous" for air transport but they are "prohibited" and containers marked as containing them are prohibited. Other parcel service like UPS technically require a person to be licensed to export wine before they will carry the shipment from the US. (Includes FedEx http://fedex.com/international/wineship/whocanship.html)