Will a 30*50 DC converted site be considered for A Khata in Bengaluru?
You will be getting a DC converted site at a lower cost compared a site in BMRDA approved layout.These days its E-Khata for all the sites and you will get the same.
Should we buy B Khata property in Bangalore?
Your question - “Should we buy B Khata property in Bangalore?”Answer - In December 2014, there was a judgement of the Karnataka High Court that directed BBMP to issues PID (property IDs) for all properties registered under BBMP limits (effectively meaning - end of B-Khata system). Link - http://bangaloremirror.indiatime...?However, the order has not yet been implemented and BBMP has so far refused to do it (reason - B-Khata sites are a major source of bribes for BBMP Officials).I understand that Karnataka Government’s move to allow all B-Khata owners to apply for regularization (scheme called “Akrama-Sakrama”) was also stalled when some “prominent citizens” went to court against it.All these developments have created a lot of confusion in buyers’ minds. On one hand, BBMP says B-Khata properties are illegal, but then they issue a Khata-like document (called B-Register Extract) for such properties. If the properties are really illegal, then why is BBM collecting property tax on such properties?This whole drama of B-Khata came into picture when many smaller municipalities were merged into a single large entity called BBMP. Since BBMP couldn’t figure out how to manage the areas that were merged into it, they decided to issue this monster called “B-Khata” (or B-Register extract) to newly registered or built properties in those areas.There are many people who live in these B-Khata properties and many sites with such khata exchange hands every day across Bangalore. In fact, One friend who deals in Real Estate told me that almost 60% of properties in Bangalore are B-Khata properties!!!! Not sure how reliable that number is, but most of the newly built, sold Apartments are in fact B-Khata properties. The only problem is that some PSU Banks don’t give loans for such properties (however, all private banks and Housing Finance Companies give loans for such properties).I personally feel that one shouldn’t just worry about B-Khata only. There are other important factors (actual ownership, other legal claimants, taxes paid, layout plan and building plan approvals, etc.) that also need to be considered. As long as BBMP is collecting taxes from these B-Khata properties, I don’t think BBMP can dare demolish or forcibly acquire these properties. However, other legal issues with the property can pose a problem if not taken care at the time of purchase.
From Bangalore, what is a Gram Panchayat approved plot?
Gram Panchayat approved plot is registered in village panchayat of the village limits, to which the plot belongs. It however need not be recognized by BBMP (Bruhath Bengalooru Mahanagara Palike). If the builder posses form-9 and form-11 approved by the Thahasildar of the Village panchayat the land can be bought for non-agricultural purposes like marking layouts, sites. However, i doubt if the nationalized banks (like SBI,SBM,SBH,..., IOB, Canara, LIC etc) recognized by RBI, provide housing/site purchase/construction loan for such property as the property would be registered under B-Khaate. A quick one liner about Khaate is A-Khaate property usually belongs to BBMP limits and is recognized by some ward office within Bangalore Corp. B-Khaate, is issued to sites/property which are either with a Gram Thaana (Village Panchayat registered), Revenue (The plot still under conversion from B to A Khaate but not really registered under any BBMP ward). To answer your question in the description "Do buying these land is proper and risk free?" - well it depends. As said earlier if the builder can produce Encumbrance Certificate (EC - gives information of any mortgage, other legal heir), Khaate (Property registration document in the village panchayat), absolute sales deed (atleast the previous sales), then the risk is less. If failed to produce any of these, the risk is more.I recommend, contacting a civil lawyer before and once you get the property documents to know in and out legalities of the property!This link might torch some light on Gram Panchayat Property Registration.Page on 100.80.97
What will happen to B Khata Apartment in Bangalore?
Dear Friend,It is not a crime to have a B katha property so don't worry.First let's understand what is B katha. Katha is a record of ownership. Once the municipality recognises the new owner, they provide a piece of paper called katha certificate.In bangalore there was a smaller jurisdiction of municipality which was later amalgamated with 7 regional CMCs. When That happened betterment charges were collected from the property owners katha certificates were issues.Now comes the good part (actually quite sad, but true) - due to a government notification and court issues the government stopped accepting betterment charges. So katha certificates couldn't be issued.However how does someone prove they were the owner??So the found a novel method. They didn't have the authority to record the new changes in the register. So they started recording it in a B register. Hence the term B katha. Actually it is wrong to call it “B katha” it should be only katha.Technically there is no difference between an A katha and a B katha. It only shows that the person with the B katha has not paid betterment fees. Ownership is not questioned.Some banks are scared to fund properties with B katha. Many buyers are deterred to deal as well.Please check if the betterment charges are paid for your property. If yes you can apply for a katha. Or A katha as many call it.Hope this helped.With regards to deviation you better avoid any property which your lawyer does not approve off. He will give you a list or document which your builder should provide. If he cant better avoid the peppery.Word of caution- above is my opinion please check your property documents through a qualified and competent lawyer. Free advice is normally very expensive!!
What is the risk buying 'B' Khata house in Bangalore. I am looking independent house in rammurthy nagar and can find all houses are B khata?
A purchase of property irrespective of independent house or apartment technically has to follow same rules. Ramurthy nagar comes in corporation limits. People have developed these areas without leaving any space for public amenities or even for proper roads. Please check the location of the plot in the village map to avoid issues in the future. Many rajkalve, bandidhare and kaldhare are converted into plots and no court will be able to protect you even if you have a Khatha or even banks fund you with housing loans.Your question is answered below and it is an individual's decision.A large percentage of buildings in Bangalore city is constructed without proper sanction for the building or even without conversion of the land for residential purpose.There are two types of “B Khathas” for apartments ( denotes an entry in B register and not a Khatha)Apartments built in b Khatha land which are without a building sanction plan from any authority. On a later stage when regularisation scheme comes this has the highest risk. There is not much clarity on how this will be handled.Technically any “b Katha” property is issued with that status because it comes under unauthorised category and issue of A Katha certificate is postponed for an evaluation from corporation. Currently this matter is in the court and no one knows the actual outcomes. It may or may not get regularised depending on various factors.There is very less supply of residential complexes that adhere to quality norms, legal aspects and approvals. This is contributed by various factors like cost of land, affordability, escalating cost of construction, greed to make quick profits etc.Please note that most of the banks officially do not fund on B Khatha. The nexus in between agents & officers of the banks gets it done and they are bribed for it.I know one person who got a notice from a reputed bank, demanding immediate pre closure of loan availed on a B Khatha property on the basis of forged documents. The poor chap was in deep trouble as the bank stopped further disbursement of the housing loan.Please visit this link for a list of possible frauds in real estate.Liju George's answer to In India, what are all possible frauds during new home purchase?
Bengaluru, Karnataka, India: What is revenue land? Can we construct homes? What are the difference between A Katha and B?
In Karnataka, by default, the land is classified as agricultural land and is not allowed to be used for residential purposes (you're not allowed to construct on it) without getting a DC conversion first. And no, you can't construct a home on revenue land - any construction made will automatically be deemed as B Khata.Difference between A Khata and B Khata (Read full blog at - A Khata and B Khata - What’s the fuss all about? | TheHouseMonk)One of the most common questions we hear at TheHouseMonk is the difference between A and B Khata and what it means to property ownership. I’ve attempted to simplify it and put it down in the easiest possible manner. Do read on and let us know what you think!What is a Khata document?Khata document is a document which records information on the property taxes that have been paid for a specific property to the local authorities. Khata (which translates to Account), is an account maintained with the municipality, which gives information on the property, it’s size, location, owner, how much tax has been paid, etc.Why is a Khata important?You need a Khata certificate to apply for BWSSB connection, water connection, bank loan, etc.What’s the difference between A Khata and B Khata?The difference simply lies in who is the authority issuing the Khata. If it’s issued within the BBMP limits, then it’s called an A Khata. If it’s issued by the local jurisdiction (i.e. outside the BBMP limits), it’s called a B Khata.Which is better – A Khata or B Khata?Properties with A Khata get certain privileges (like bank loans) which B Khata properties don’t get, so it’s always preferred to get an A Khata.How do I upgrade from B Khata to A Khata?It’s a simple procedure actuallyGet the Khata form from the BBMP officeAlong with the ‘betterment charges’ (which is the fee levied for converting from B to A Khata), fill in the details asked along with your property details, documents and latest tax receipts to the Assistant Revenue Officer of the concerned areaYou’ll get your A Khata certificate within 4-6 weeksFor any requirement related to real estate, check out http://www.thehousemonk.com - we help clients with rental and sale requirements.
What is the procedure to convert B Khata to A Khata?
Property owners who wish to convert their B Khata properties into A Khata properties need to follow these three simple steps.1) Request for DC conversion of their property, i.e. it should be changed from agricultural use to non-agricultural use by the District Commissioner paying conversion charges.2) Ensure that all property taxes are paid till date without any dues and,3) Pay betterment charges. A betterment charge needs to be paid to the civic authority for the amenities in place.
Is E Khata safe and equivalent to A Khata?
E Kathas are always safe and much more efficient way to play around real estate marketE Kathas have lot of good thingsBuilders will have all legal documents attached and spiral binded from the family tree to the current tax paid or paani receiptFamily treeLand Conversion documentsKathaExtractPaaniPanchayat limitsApprovals example DTCP,MUDA,CHUDA,etcPollution board certifiedEnvironmental certificationEtcMe as a a builder itself we maintain all this for all our projects a 480 pages of documents consist of complete documents to any legalsWhere as A and B kathas it has its own draw backs on providing necessary documents for a current real estate situationsAnjan9620789067
Are E-Khatas really the legal equivalent of A-Khatas for BMRDA sites/plots in Bangalore?
E Khata is as the name says a digital form of khata issued by BBMP.Generally, Khata is an account of property details such as owner's name, size, location, area, built up area, etc. It determines the official tax payer for the apartment or property. It is also required to calculate the tax that needs to be paid for a property. Once all government verification has been performed, property owners receive Khata and PID numbers for their respective properties.However, some people believe that E Khata is a mandatory new document required for all properties. E Khata is not a new document but just a computerized version of Khata that can be availed.