Is it illegal to drive a car without car insurance?
In most states, driving without insurance is illegal. All states except Virginia and New Hampshire have enshrined financial responsibility (or car insurance) in their laws.Here in CA, we’re required to get a minimum 15/30/5 policy:$15,000 for bodily injury or death to one person$30,000 for bodily injury or death to more than one person$5,000 for damage to propertyMaking insurance a requirements is part of the state’s effort to ensure that people who meet an accident are properly compensated and receive immediate treatment. Without this law, settling accidents and attending to victims can be a long and winding process—without assurance of payments to the victims. Going after motorists that are at-fault in accidents is certainly more difficult than looking at their insurance information and claiming with an insurance company.There are many types of insurance, but most states keep the minimum to liability insurance which is often the cheapest of the bunch. Other types are more costly but have more benefits and are more helpful in difficult situations. For instance, a comprehensive policy will cover injuries and damages to you and your car regardless of whoever caused them—a great convenience if you’re a hit and run victim or the at-fault party has no insurance.I’d just like to add here that failing to get insurance for your vehicle is not just illegal. It’s also irresponsible. Getting car insurance is not just for the motorist’s benefit, it’s ultimately for the well-being of all people on the road.
Who are the top personal injury attorneys in New York?
New York Personal Injury Attorney Staten Island:1. Barasch McGarry Salzman & PensonThe attorneys at Barasch McGarry Salzman & Penson have more than 100 combined years of legal experience. The New York law firm represents clients in personal injury cases such as car accidents, bike accidents, construction accidents, 9/11 World Trade Center Zadroga claims, spinal injuries, and other injury claims. Clients have praised the law firm for its understanding, helpful, and empathetic attorneys.2. Belushin Law Firm. P.C.Belushin Law Firm PC handles personal injury cases such as car accidents, wrongful death, premises liability, construction accidents, medical malpractice, defective products, and municipal claims. The New York practice is a member of the National Association of Personal Injury Lawyers, the American Association for Justice, and The National Trial Lawyers Top 100 Trial Lawyers. Clients attest to the firm's reliable and professional work.3. Giordano Law Offices, PLLCGiordiano Law Offices handles personal injury cases such as auto accidents, construction site accidents, premises liability, and falling objects. The New York law firm has been featured in Super Lawyers, The New York Times, the New York Post, and the Daily News. Clients have praised the attorneys for their professionalism and confidence.
What is the difference between first party and third party insurance?
What is the difference between first party and third party insurance.First Party insurance provides benefits to the “Insured”First party insurance would pay benefits to the insured for losses that occur because of injury or damage to themselves or property they own.The damage could be caused by the insured or by other parties.A “Named Insured” is the one who purchases and is afforded the broadest coverage under an insurance contract. In some cases, the “first party” may refer to “an” insured who is not named on the policy but can be afforded status as an insured because of the extension of the contract’s coverage.For more information on the different statuses of insured, TheBalance .com has an excellent post here.Some examples of first-party insurance include:Auto Physical Damage Insurance (Comprehensive & Collision)Homeowners Property CoverageHealth InsuranceDisability InsuranceMedical Payments Coverage on an Auto PolicyAll pay benefits directly to the Insured, or First Party to the Insurance Contract.Third Party insurance will typically benefit someone else who is bringing action against an Insured:A third party would neither be “an insured” nor anyone affiliated with the insurance company.A third party would normally be someone who is damaged (injured) to whom the insured is liable.Examples of third party insurance include:Auto Liability (Bodily Injury or Property Damage) InsuranceHomeowners Liability InsuranceBusiness General Liability InsuranceWorkers Compensation InsuranceProfessional Liability InsuranceAll provide coverage for the insured but pay benefits to a party other than the insured.Good question!
When a driver is killed in a car crash, is it standard procedure to test his/her blood for drugs and alcohol, or do they "leave well enough alone"?
AFAIK, "they" will NOT leave "well enough alone" because there are enormous down-line consequences of being drunk.Automobile insurance will not pay for damage caused during the commission of a crime. Driving drunk is a crime.Some health care will not pay for injuries caused during the commission of a crime. Driving drunk is a crime. If you do not die immediately, but get to the ED before you die, your bills may not be covered.Life insurance will be iffy on this point. Read your policy.
A medical a malpratice suit is held in what court?
Civil court
Why is having a personal injury lawyer important?
Why would we need to hire a personal injury attorney?If you are hurt in an accident , you need a personal injury Attorney.We need a personal injury lawyer or attorney in order to protect yourself and get compensation what we deserve.He has legal knowledge and experience to fight with the insurance company and culprit.When it wasn't your fault, you definitely need a personal injury attorney.Moreover (Important),The insurance companies will not always be on your side and so you need a personal injury attorney.The bottom line,You cannot win the case without having a personal injury lawyer.For more better clarification, I would like to define what personal injury and personal injury lawyer are.Personal injury is an injury which is occupied by someone else's negligence, malpractice, intention and also by product liability.Personal Injury can be a physical, emotional, financial and mental injury.The government came up with a personal injury law which allows an injured person to go to civil court and claim for personal loses damages and compensation.A Personal injury lawyer or attorney is a legal representation who provides legal advice and services to the injured person to claim for loses in civil court. He helps to file a personal injury lawsuit in the civil court.Now, here you will find type of Personal Injury Cases. I have covered almost all major and minor cases as per my knowledge.1.Car Accident Cases2. Medical Malpractice Cases3. Slip and Fall Cases4. Dog Bites ceases5. Defective Products cases6. Assaults Cases7. Truck Accident Cases8. Motorcycle Accidents9. Wrongful Death cases10. Workplace Accident casesBut wait – there’s moreA Personal injury lawyer is also known as trial lawyers. Sometimes we also call trial lawyers to defense and criminal lawyers.I hope, you like the brief answer of your question.Thanks