Which dental insurance can I buy in the UK?
Whether you want NHS Dental Insurance or Private Dental Insurance, there are several dental insurance providers in the United Kingdom. NHS dental insurance is the cheapest option and often cost almost half of private dental care. Read below the list of some of the best dental insurance to buy in the United Kingdom.Some of the best Dental Insurances to buy in the United Kingdom are -AXA - It is one of the best providers of dental insurance in the United Kingdom. It offers both NHS (Core cover) as well as private (Premium cover) dental insurance. These both cover range of treatments which includes routine dental treatment, restoration treatments, dental accidents and more. It also offers 25% no claims discount if you sign up their dental plan.Dencover - It offer range of dental insurance plans which includes NHS, Silver, Gold, Platinum and Diamond. Their dental insurance cover starts from £6.00 per month. Their dental insurance plans cover treatments like routine dental check-ups and x-rays, Filling, Dentures, Dental injury and more.Simply Health - Simply Health offer dental insurance that cover the cost of everyday dental check-ups and treatments. It offers dental insurance that starts from £9.25 per month.These are some of the best dental insurance you can buy in the United Kingdom that take care of your oral health and provide you better smile.
Dental insurance?
Heck yeah, we will take your cash!!!!!!!!!! We like that better than insurance. No red tape. But seriously, the people who are telling you to wait for insurance and that you will pay less in the long run with insurance, or that you will be spending the insurances money, don't know much about dental insurance. They usually have waiting periods, maximums, and only pay a percentage of your dental work. Actually, you pay for it, because they pay with the premiums you paid them.
Ran out of dental insurance... Now what?
Earlier this year I had all 4 of my wisdom teeth pulled. Now I also need to get 2 root canal's (both of them are re-work) but my insurance wont cover it because I've reached my max for the year. The total procedure will cost me at least $3k and I'm in really tough pain. I have two questions... 1.) What options do I have? 2.) What the hell is dental insurance for anyway?
How to pay for dental work without insurance?
I’m 18 and have my own apartment, I am about to start community college and I work as a waitress everyday of the week. I’m barley making enough money to pay for my living, but I really want to get my teeth fixed. I still have baby teeth and my lateral incisors (however you spell it) are where my canines should be, and vice verse. Also I have a pretty bad over bite. The problem is, I don’t have insurance and I don’t even know where to start with that. Does anyone have any suggestions on what I should do? I’ve been trying to save up, but everything I need could cost up to $20,000.
How long after I get dental insurance can I get at tooth pulled and be covered?
each plan is different, some plans have a 6 month or 12 month waiting period for anything more than preventative procedures (cleanings, exams, xrays...). there are a few plans that provide immediate benefits. one for example is the Delta Dental HMO. you have to pay the entire year up front (total is about $101). then you will be covered immediately without having to wait. that plan is called the CAA54. in CAA54 you can view the details and prices for all services. i recommend you download the plan and look up wisdom teeth or teeth pulling. it will tell you exactly how much that service will cost. without insurance it might cost $2000. with CAA54 it might cost $800-1200. you are basically getting the plan so you can get the discounted price on your procedure. why do other plans have waiting periods? to prevent adverse selection. they don't want you to sign up for $20/mn, wait 2 weeks and go have $2000 of work done, then 2 weeks later cancel your $20/mn plan. they have it figured it out and realize that people try to do that. if they allowed it, they would be out of business in no time at all. download details of CAA54 by Delta Dental at http://usdirecthealthinsurance.com/apps/CAA54.pdf application for CAA54 can be found at http://usdirecthealthinsurance.com/apps/CAA54.pdf btw: CAA54 is a California only plan. pick your local dentist from this link (CA only), copy the whole link and paste into your browser. you need the dentist office ID number to put on the application above. https://www.deltadentalins.com/PD/providerDirectory.do;jsessionid=c0a87d7130d59c411cbcd13f4ac4a04c9cdd8504bd64.e38Mah8KahiPby0Lb3aNb30Nch4Pe6fznA5Pp7ftolbGmkTy
Can you have two dental insurance? Why or why not?
Yes, you can. It can be a real burden to have one though because claims can take longer to process. Most dental offices file the claims on your behalf, so it isn't much for you to have to do, but you might come across one that doesn't. At that point, it can be hectic.I wouldn't suggest having two insurances, if you don't need major restorative work done because it can be pointless. If you have routine care, such as teeth cleanings and exams, then two insurances wouldn't necessarily benefit you. BUT if you need major restorations done, then you may need to look into. If you or your spouse has major work to get done, then it should definitely be an option to do.Also, as I used to work in filing insurance claims in dentistry for over a year and someone mentioned in an answer to do "half the work and submit to one and insurance and do the other half with the other,” that is incorrect and fraudulent. It is illegal to something like that because you have to acknowledge that you have two insurances, which is one primary and one secondary. All services rendered, if you are under that insurance, must be submitted to both. As far as one won't pay what the other one already did is incorrect. Insurances have an "allowed amount” per service, so whether or not the other insurance paid it in full, they still make their payment from their allowed amount for that service. It is illegal for an insurance company to do something like that as well.Another pointer would be to stay “in-network” with both insurance companies, if possible, because it wouldn't be as much out of pocket expense for you. Hope I helped.Rae.
I'm 26 and I have dental insurance. Should I get a root canal and crown on my back molar tooth ($1200–1300), or should I get it extracted ($70)? A cheaper dentist botched my root canal ($700; refunded). I’m getting tired of dealing with this tooth.
Man, there's a lot to unpack here.1. A broken file does not a malpractice suit make. Sounds like the dentist took care of you pretty well, frankly - gave you your money back, referred you to a specialist, etc. Broken files just happen sometimes. What's shady is when a doc doesn't tell you and presses on like everything's copacetic and leaves some junk behind or something.2. 2nd molar restoration. I'm assuming here that you have your wisdom tooth out. It IS a lot of money to do a root canal and a crown. In my area it's about $3000 total for root canal/build-up/crown. An implant is about $4-5000 or so. If a 2nd molar HAS to be removed I'm a little ambivalent about replacing it with an implant. Chewing function is generally fine with 2 premolars and one molar only and esthetically, it generally won't be an issue. The biggest potential issue with extracting that #18 is an issue where the mating upper tooth possibly keeps grows down (called 'supereruption'). If this happens (pretty likely at your young age) then you'd have to either extract it too or place an implant at the missing tooth site and then do a crown on the upper tooth to basically cut it back to where it used to be. Or braces/Invisalign. Either way, again, kinda pricey to fix unless you just pull another tooth.So what should you do? Man, I'm not sure anybody can answer that question for you. I have patients who are adamant on both sides of that decision point. I'd also want to know what the long term prognosis of #18 would be if you got the root canal and crown. I mean, was the tooth completely blown out and borderline non-restorable or more like a moderate sized cavity that nevertheless got into the nerve, but is otherwise structurally pretty OK? Ultimately your call, though.