I want to sue my auto loan lender. How would I do this?
I feel as if my auto loan lender has been unfair. There have been charges in excess of thousands of dollars that I was never informed about. When they told me it was in my contract, they could not come up with a copy of it the contract, and I have one, and it does not state anything about these ridiculous charges. Can I sue? If so, would I need a lawyer or could I do it myself? How would I do this? Also, would they be likely to settle or would I have to ride the whole thing out?
Can I shift my auto loan to other bank?
Hello!You will be glad to know that the answer to your question is a Yes. This process is known as balance transfer, and this is how it works -Suppose that you have taken a two wheeler loan or a car loan, from Bank/NBFC A. The two wheeler loan interest rate that you are paying here is higher than the one offered by Bank/NBFC B. Now you can transfer your loan from A to B, and B will pay your outstanding loan to A. Post this, you can continue paying your bike loan or car loan to Bank/NBFC B.While it may seem quite simple, there are a couple of factors you need to consider.• Firstly, what are the foreclosure charges at A? Do they charge you for closing your loan early?• What is the Balance Transfer Fee?If the cumulative of both these charges works out lower than the amount of money you will save, then you should opt for shifting your loan from one financial institution to another.
What happens to my auto lease if I'd die?
I’ll answer by giving you a personal example.My son-in-law’s father died. He was leasing a SUV. The son became the legal administrator of the man’s estate. The estate was responsible for paying all financial debts, including loans, leases, and credit card debt before any money could be distributed to heirs.As for the SUV lease, there are no special provisions in case of illness or death. The administrator had two choices — have a family member take over the SUV and lease (with the lease company’s permission and assistance), or return the car, which would be considered an early termination.The family chose to simply return the SUV. They didn’t want it.With an early termination, the vehicle is sold to a dealer or at auction by the lease company for realized value. The realized value is applied against the remaining lease balance. Any future finance charges are also subtracted from the lease balance. Termination fees and cost of selling the vehicle are added to the lease balance.In the case of my son-in-law’s father, the result was that the estate was issued a check in the amount of $320 but it could have gone either way. The estate could have been billed for hundreds, possibly a few thousand dollars if the numbers had worked out that way.I hope this has answered your question.LeaseGuide.com
Can an employer verify my auto insurance?
I recently was offered a high paying job. Contingent that I provide proof of auto insurance, the exact amount of coverage to be exact. I'm under the impression said documents are to be faxed to the company. The problem is, i don't have insurance! I know I'm a bad boy and should be covered, but i plan on getting insurance after my first payday. My question is can the employer verify if I don't have insurance? With only my drivers license information and social security number is possible for them?
How can I enable the auto rotate on my iPhone 5?
Check for lock icon in status bar. If you see this icon, Orientation Lock is on. To turn it off, swipe up from the bottom of the screen to reveal the Control Center and tap.source: If the screen doesn't rotate on your iPhone, iPad, or iPod touch
Can I add my son's girlfriends car to my auto insurance policy?
Yes, you can as long as she lives with you in the same household. One thing to keep in mind that people don't realize when adding young drivers is that your policy premium will go up and at any time they get into an accident or get a ticket your premium will go up due to their negligence but as soon as they get their own insurance the incident will follow them and not effect your policy anymore. The reason the insurance may be cheaper with adding her onto your policy opposed to her having her own policy is because the risk is spread over however many people are on the policy instead of just her. For example, if you have a solid clear driving history the chance of you getting involved in an incident is a lot less then her, so the insurance company won't have to charge as much because there is a chance you might drive the vehicle since it is at your residence and she lives with you. If she doesn't live with you, it might be an issue. You will have to check with your insurance company about garaging locations if thats the case. Hope it helps.
What happens if I don't tell my auto insurance company my new address?
If you do not give your insurance company your correct address, to avoid paying the correct premium for the risk, you are actually committing fraud. Number one, your insurance company could refuse to pay if you have an accident or claim. Number two, the premiums you had paid are therefore wasted. Number three, you have committed a criminal act by representing to the State that you are properly insured as required (a false statement). Number four, you could be personally sued by anyone who is injured or suffers a loss caused by you. Check other companies for a lower premium, but pay the premium based on true declarations, for your own protection.