Why is it considered illegal to not have health insurance?
How do I avoid paying for Health insurance in America and still be legal?In the U.S. it is NOT “illegal” to opt out of obtaining Health Insurance.Your choices as an alternative of securing “essential health benefits” are:Pay the Tax PenaltySeek an ExemptionThe Tax Penalty for 2016 is 2.5% of your total household Adjusted Gross Income, or $695 per adult and $347.50 per child to a maximum of $2,085.The tax/penalty can be considered an opportunity cost of purchasing your health insurance. In other words, you are foregoing the $2,085 (savings) off the cost of health insurance if you chose to secure coverage.Though not a huge incentive, in your example, $1,500/month or $18,000 per year would actually be net cost to you of $15,915.No doubt, that is a lot of money. Yet your exposure to a catastrophic loss because of unforeseen medical expenses to you or one of your family members is exponentially higher.
Medicine and Healthcare: What is the difference between Medicaid and Obamacare?
Medicaid:Medicaid is a social welfare program designed to provide healthcare coverage for the poor in the United States. Certain people with disabilities can also qualify. Funded both by the federal government and individual state governments, the healthcare program was created to help provide health insurance to people lacking the money or resources to afford coverage. Each state has its own eligibility requirements and policies. The key thing here is: it’s a health insurance program that’s provided and run by the government.Obamacare:Health plans under Obamacare are not provided or run by the government; the government merely helps you find affordable, health coverage through its health insurance exchange (Health Insurance Marketplace ’s “Marketplace”). In some cases, though, you may qualify for an Obamacare subsidy (a sum money from the government to offset some costs) to help you pay part of your monthly health insurance premiums.“Obamacare” doesn’t actually refer to a specific health insurance plan or program. When people say “I have Obamacare,” what they actually mean is “I’m covered by a health plan made available through Obamacare.” The Affordable Care Act (“Obamacare”) made it so that private health insurers could provide consumers with more affordable healthcare options.Important to note: plans offered by private insurers through the Marketplace (“on-exchange”) differ from healthcare plans that those same private insurers offer outside the Marketplace (“off-exchange”). You can read more about those differences and why they’re different here.
Should the federal Government Subsidize daycare?
People should pay for their own kids or not have them Too many poor people breeding like rabbits and sponging off the system
Why isn't Pon Paul's health care plan getting any attention ?? We could all have affordable care next year!
He's actually introduced this bill into Congress. Tell your reps to support it. Unless, of course, you want to wait to see if anything comes of the fine words you are hearing at election time.... "His "Comprehensive Health Care Reform Act" (H.R. 3343) would give you . . . A 100% refund from your taxes on all money you spend on health care expenses, including health insurance premiums. Make it easier for your employer to deposit the money it now gives to the health insurance companies into a Health Saving Account that would belong to you This money would come to you tax free, and you could pay for both health care costs and health insurance premiums out of it This means you could buy health insurance that would belong to you instead of your employer It also means that small medical expenses could be paid out of your Health Savings Account, which would allow you to reduce your insurance premiums by buying a Major Medical Plan instead of a Cadillac Plan Plus, you would earn interest on the money in your Health Savings Account, tax free -- you would get this interest instead of the insurance companies getting it (collecting interest on premiums is how the insurance companies make their money -- these profits could be yours instead) Plus, you would become your doctor's customer, instead of the government or your insurance company being your doctor's customer This would place the consumer in charge, and create competition that would lower prices and improve quality Of course, neither the insurance companies nor the health care lobbyists want these changes, so you will have to fight for them. Use the form below to tell Congress to pass Ron Paul's "Comprehensive Health Care Reform Act" (HR 3343), and then ask your friends to do the same. "
Government health care?
Some economists have argued that if the government wishes to subsidize health care, it should instead provide predetermined sums of payments (based on the type of health care problems experienced) directly to patients, who then would be free to choose their health care providers. Whether or not you agree, can you give an economic rationale for this approach to governmental health care funding?