What options should i choose if i want to be a phsicologist or phsiciatrist? ?
English language and English Literature are pretty much your best bet. They are good solid subjects and they will teach you how to express yourself and how to interpret various types of written work. If you have good grades in both of these subjects then you will have a much better chance of understanding whatever material you come across after GSCE, and you will be able to write good clear answers to long questions. These are essential skills. GCSE, that means you're British, right? Also take a second science, preferably biology or double science. With English language and literature this will set you in good stead for college.
Should I choose my company's 401k plan or stock options?
I wouldn't invest in my own company's stock unless I really understood the stock market. Even if your company is doing great, your stock may be selling for far too high. Over the long run any stock will gravitate to its equilibrium fair value, but in the short run daytraders and speculators can send stock prices waay too high or too low. If you buy at the wrong time you could get hammered as the stock corrects from an irrational high back to its fair value. Typically the stock options won't allow you to access the money for a matter of years either, so there is not a lot of benefit to the stock option vs the 401k, unless you really know a lot about how the stock market works and are very in tune with your company and what they are doing at the top. It seems to me like the 401k is a really good option for you. At the age of 41, you should be saving aggressively for retirement or you may never be able to. Because you won't be able to access your 401k money without tax penalties until you are retired, the 401k helps force you to save your money for the long run (that's the point of the 401k). Plus your employer will match some of your 401k contributions giving you free money! I would put as much money into your 401k as possible and would open an IRA on the side while you are at it. Consider consulting a financial planner about saving for retirement. These days, you will not get a pension from your employer, and the social security system isn't kicking back much. You are literally all on your own when it comes to saving for retirement, so get started!
Help me out...what investment options should choose for my 401k?
I'm very ignorant when it comes to 401k and stocks. I just got a new job and need to enroll in their 401k program. Do you know anything about the following stocks, and which ones should I choose (see below)? Stocks: Julius Baer International Eq II CL A American Funds® AMCAP Fund® Class R5 Fidelity Equity-Income Fund Mairs and Power Growth Fund, Inc. Spartan U.S. Equity Index Fund - Investor Class Fidelity Mid-Cap Stock Fund Bond Funds: Standish Income Fund PIMCO Total Return Inst CL Blended Fund: Fidelity Freedom 2040 Fund