Why, when I run my credit score on Credit Karma, does it show an N/A or zero?
Hello,The usual reasons for having no available credit score/zero is usually because:You have no open accounts that are able to generate a score for you to the bureaus.You are the victim of identity theft and your entire credit history has been wiped as a measure to erase the fraudulent debts someone else opened in your name.You have no credit history ever. Meaning you’ve never opened any type of credit card or applied for any type of loan. These two things are what generate a score.You are using as the SSN to check this score with what is known as a CPN, a 9 digit number similar to a SSN, but that is either from a deceased child or has never been issued yet in America. Both will not pull a credit score as they are dead numbers.You could even have a score in the past but because of reason number 2, now everything is gone; good and bad and you are at a 0 again.Many credit repair companies offer what is called a “credit sweep” to magically erase all your bad credit in 30 days or less. While this is very easy to do and can in fact wipe your credit it is illegal if you were not the victim of ID theft and if not done properly will erase the good with the bad.I hope this helped you, and remember there are many legal, inexpensive ways to build a healthy, high credit score. Good Luck to you
How to get a credit card with no credit history?
Please be careful about the "apply, apply, apply" mentality. Multiple inquiries on your credit report by way of credit applications actually harm your credit score. Also, please be aware of the multitude of credit myths out there. Obtaining a credit card will not "clean up" your credit. It would be wise for you to investigate this negative report on your credit report, as you may be able to have it removed if you can prove that someone else was liable for the late payment. One other thing. Perhaps rethinking the whole credit card option would serve you well. A great book to read is The Total Money Makeover by Dave Ramsey. You'll discover that credit cards are not as essential as the banks would have us believe. Credit card companies market aggressively to students, to get them in the cycle of debt that most Americans find themselves in.
Is there any mobile app for an HDFC credit card which can show me transactions?
There is no separate App for Credit Cards. There is one existing HDFC Mobile Banking App. Most of the Features available in HDFC Internet Banking Application is available in the APP.You can view all you Savings/Deposits as well as you Credit Card transactions in this app.HDFC Bank MobileBanking - Android Apps on Google Play
Where can I find free TV shows online without giving a credit card number?
Most tv services require you to pay for them. Amazon prime, Hulu and netflix all have free trials you can try. As well as Hbo and showtime services. If you are currently a tv cable subscriber and get these 2 channels now typically you can log in using your cable account info and watch for free online (hbo and showtime) because your all ready being billed for them.Remember the content you want to watch was paid for so its only fair that you contribute to the shows. After all if tv made no money you would have no shows to want to watch.
I have really horrible credit and I need a $4000 loan, does anyone have any ideas I am in a serious bind????
I have tried every loan place on the web, and no one will approve me I have no collateral but I work a full time job I have been there for almost 2 years. I just got into some legal trouble and had to use all my savings to get out of it. And now I need a loan to keep my car and apartment. I have a 6 year old daughter and no help from anyone. If anyone has any suggestions or would like to offer me some helpful resources please feel free to do so.....Please don't leave any mean comments......I will be able to pay this obligation back when I recieve my income tax return which is usually around $4500 every year. And my credit is horrible because when I was 20years old I cosigned for my daughters dad a car and he paid one car note and then let someone drive the car and crashed it and he had no insurance so I have a $30,000 car on my credit for a few more years. I know it sounds crazy but that's what happens when your in love.....Your sometimes stupid.....Please help me
Noone will give me credit?!?! not even Fingerhut!?
ok, so i started working about 2 years ago and during this time i've applied for several credit cards and have been denied all of them. my mom told me to apply for Fingerhut because its a great way to build up credit so i did.. and i was denied it because i dont have any credit history! of course i DONT noone will approve any of my applications. i have a bank account and i do plenty of online shopping with different magazines and other companies. does anyone have any advice as to what i could do? or explain to me how to get credit? thanks in advance!
Why will no one will co-sign for me so I can move out?
I’m 28 and need to move out. EVERY APARTMENT I applied for requires good credit. Even apartments with roommates want good credit. I’m stuck. My mom is bothering me to move out. I only have 1 month. How can I move out if no one will give me a chance???? I’m going to be homeless very soon!!
18 years old. No cosigner, no credit, and needs small car loan?
I have a part time job. I work about 26 hours a week and I have a second side job that I work at periodically. I bring home after taxes about $400 every two weeks but that could go all the way up to $500 or more since I work on commission, but yes it is a VERY steady/permanent job. $500 isn't a lot for every two weeks but since the only expenses I have is insurance and then the car payment IF i get one then its not that bad, and yes I NEED a new car mine is not reliable and for the amount of money i put into it on repairs it is just as expensive as having a loan, believe me.