Title Loan, how soon can they repo?
Ok, so this is my second loan with Titlemax. First one I paid off early. This time I am a year in, have never been late on a payment. I am currently 4 days late on a payment because my hours got cut at work, I know, that's not their problem. They called all my refs. I called them and told them I would be there Friday (day after tomorrow) and to please not call my refs tomorrow again. She told me I had to come into the office and tell them face to face that I will be in Friday. I told her I don't have the gas to drive 20 miles to tell her the same thing I just told her. So she said that she was putting me in collections status and that she would call all of my refs repeatedly tomorrow if she didn't see my face in the morning. I have to work in the morning. Seriously. I have never had a problem with this company. Until now. My question is, since the conversation got a little heated, can she now retaliate and repo my car being only 4 days late? I have a feeling the answer is yes. I understand I owe the money, so please don't comment, but couldn't she have been even an ounce understanding that I get PAID on Friday, and only every other week, and I will be there Friday to make a payment, why did she have to threaten me. I have been a good customer for almost 2 years. If I ever need a loan again, I won't go to Titlemax based on this one experience. So, how likely is it that they will repo my car in the next two days before I can make my payment? Get my taxes back in two weeks can't wait to pay this thing off and be done!
I need a 1500 dollar loan where can I get one Ive been denied everywhere?
i need the loan to move to get a better job. they are also tellin me my income to payment percentage or ratio is low and when i apply it looks like i cant pay my bills and they count students loans as something i have to pay even though they are deferred.
Would a bank loan me 1 to 10 million dollars to start a business venture?
No.And I say that because your question tells me that you don't have what the Bank wants. In a word "Collateral". Banks won't lend you money unless you have a guaranteed way to pay it back even if your great business scheme goes belly up.And they want collateral that is going to cover their investment and make them money. So if you have 20M in Picasso's or $20M in gold bullion, then maybe you can get a loan for 10M. But your art and real estate will be forfeit to the Bank if you don't pay them back on their terms and timelines. Banks put their money where the risk is low and the return guaranteed. If they've got collateral then they don't care if your idea is stupid because they'll just take your collateral and still make a profit. Now if you have a plan to make lots of money, but you need some seed money to make that happen then what you want is an Angel Investor, not a bank. Angel investors take risks on ideas, people and businesses that they think are going to make it big. They are really gambling with their money. But before they take that gamble they want evidence that your plan is smart. They want to be confident that you will take their money and triple it (or better). If you can prove that, then they'll invest. And they'll take a large % of your company as part of that investment. Angel Investors also want to know that YOU have invested heavily in your idea. They're not going to give you their money unless they know that you're committed. The more your entire life is dependent on the success of this business the happier they will be.
Best place to get first time home buyers loan, bank or finance company?
I have to agree with the other person who recommended waiting until you pay off debt and get your credit score higher. At 630, your score isn't bad, but it could be improved. And the fact she doesn't have credit at all will hurt your chances for the best rates. And if you could save some down payment, the more the better. You still may qualify for a 100% financed loan, but regulations have tightened on those lately and your options are fewer than they were just a few months ago. If you really want to go forward now, I have one big piece of advice for you. Don't worry so much about going with a bank, a broker, or a mortgage company. Worry about finding someone you trust that you are confident will get you the best deal possible. Ask for referrals from your friends, your family, your coworkers, etc. Referrals are a huge part of the mortgage business and you really need to trust the person you are working with. Do some research and you won't go wrong. Good luck with this. I recommend waiting and taking care of your finances, but if you decide to buy now, work with someone you trust. I've included a link to our first-time home buyer's guide. Many of the points you touched on in your question are explained in detail here.
Where can an 18 year old get a loan in the US?
An 18yr old can get a loan in the US most easily over the internet, where anything is possible! Seriously though, if you are 18 you will struggle to find a lender because you'll be lacking a credit history to show a potential financer they can trust you to keep up your repayments on a loan.Your best bet is to apply with one of the reviewed no credit check loan lenders here, who have a solid reputation providing loan facilities to young people, who are new to borrowing. You can apply securely online, and see how much you qualify to borrow :)Wherever you are in the US, as an 18 year old wanting a loan, the internet is your friend! You are a "digital native" and lenders want you on their side.
I have really horrible credit and I need a $4000 loan, does anyone have any ideas I am in a serious bind????
I have tried every loan place on the web, and no one will approve me I have no collateral but I work a full time job I have been there for almost 2 years. I just got into some legal trouble and had to use all my savings to get out of it. And now I need a loan to keep my car and apartment. I have a 6 year old daughter and no help from anyone. If anyone has any suggestions or would like to offer me some helpful resources please feel free to do so.....Please don't leave any mean comments......I will be able to pay this obligation back when I recieve my income tax return which is usually around $4500 every year. And my credit is horrible because when I was 20years old I cosigned for my daughters dad a car and he paid one car note and then let someone drive the car and crashed it and he had no insurance so I have a $30,000 car on my credit for a few more years. I know it sounds crazy but that's what happens when your in love.....Your sometimes stupid.....Please help me