I need a loan for school. I need $17,000 any advice what loan.?
I took out student loans to pay for all 4 years of college. What you should do is get a federal government student loan. Here are the steps you need to take to get one: 1) Fill out the FAFSA. This will determine if you are eligible for financial aid. Go here: http://www.fafsa.ed.gov/ 2) Once you are eligible for aid, choose a government-based student loan. The best loan to get is a Federal Perkins Loan. These have low interest rates and the government will help you pay it back as long as you stay enrolled in school. You also don't need a cosigner or good credit for it. For more info go here: http://www.studentfinancedomain.com/student_loans/perkins_student_loans.aspx 3) The next best loan to get is a Subsidized Stafford Loan. This has many of the same benefits as a Perkins Loan. Learn more here: http://www.studentfinancedomain.com/student_loans/subsidized_stafford_loan.aspx 4) You can also try to get a grant or scholarship, which is free money that you won't have to pay back. Look here: http://www.fedmoney.org/ http://apps.collegeboard.com/cbsearch_ss/welcome.jsp http://www.freegovmoney.net/ http://www.educationplanner.com/education_planner/paying_article.asp?sponsor=2859&articleName=Grants_and_Scholarships http://www.studentawards.com/ http://www.college-scholarships.com/ Good luck!
Can you get a car loan at 18?
The answer is NO. You will not get a loan in today's market. Other posters here who do not work in the car business and tell you somebody will finance you, have no idea of what's going on with credit. This information I'm giving you is current and reflects today's economic crisis. You need a credit history of at least 5 years before any lender will consider you. At 18 you won't have this. You need to be on the same job for at least 2 years and making a minimum of $2000/mth. Something else you won't qualify for. Banks are closing down. Subprime lenders are going out of business at break-neck speed. It is very difficult to get approved today. The only place you'd have a ghost of a chance to get a loan is with a predator lender who will bury you in 49.9% to 99.9% interest! And the first time you;re late, they'll repo the car faster than any other lender. But in today's market, you probably won't qualify there either. Your best bet is to buy a car for cash. Then get a credit card, be very responsible with it and build up your history. Save money for a down payment of 20% of the price of the car you want. And get a full time job and hold it for at least a year. Do this and you may get a subprime loan next year when you're 19.
Should I repay my education loan in one go or it is better to pay in installments?
Foreclosure of your loan I.e. completely paying off the balance amount is always better because it saves a lot of interest on your loan.For ex: suppose you take a loan of Rs. 100 at 20% simple interest for a year thenPrincipal: 100ROI: 20%EMI: 10So after 6 months you have paid Rs. 60 and principal outstanding is Rs. 50Here, you could either repay the entire amount of rs 50 or coould continue with the EMI and pay Rs. 60So, if you have money in your account to foreclose your loan, nothing like it.
Need student loan. No cosigner. Bad credit.?
Basically my mom left me on my own when I was 18. She followed her addiction to New Mexico and left me here in NJ. I m 23 and I m picking up the pieces. I need 45k to go to school. I have a 625 credit score. I work full time as a bartender and part time in real estate. And I have no cosigner. Point me where to go to get this loan.
Where can I Go to qualify for a $65000 to $80000 Personal Loan??
I'm reminded of a line from the movie Forrest Gump... "Are you stupid or something?" No lender in their right mind is going to make an unsecured loan of $80,000 to someone with bad credit, even with a cosigner. See, the lender actually wants to get paid back. Let's face facts here...you are a bad risk. What you need to do is rebuild your credit (which will take time). I know this isn't what you want to hear, but it is realistic.
I need a student loan. Who do I talk to? Please HELP!?
You have to go to your bursurar's office (spelling) and get a FAFSA form, and submit that. You have to federally qualify for a student loan, and the way you do that is via the FAFSA form.
Where can I get a low-interest loan?
Home loan is taken to finance your dream of purchasing a house. The interest rate on home loan starts at around 8.50%. But whether you will be able to get a home loan at this interest rates or not depend upon the following: CIBIL Score: Having a good CIBIL score is very important for availing any type of loan. A score of 650 and above is considered good for availing a home loan. With a score below this, you might get a loan, but the interest rate will be a little high for you. Hence, good CIBIL score plays a very important role in getting the loan at a lower interest rate. Loan Tenure: Loan tenure refers to the time period within which you plan to repay the borrowed. Loan tenure has an inverse relation with interest rate, higher is the loan tenure lesser will be the interest rate for you and vice-versa. Income: Needless to say, having a stable income is a necessity if you want to get your loan approved. Higher your income, greater the amount of money banks are willing to lend you. All lenders insist that applicants should have a certain level of income to be eligible for a home loan. This, of course, varies according to your profession. Thus, your income plays an important role in determining your home loan interest rates.
Can I get personal loan with 607 credit score?
There is a huge chance for the people to get into the unfortunate track of poor credit. You are just not the single. So, you can always have the benefit of bad credit loans which have been made and designed especially for people like you, of course to help you out. These finances are advanced irrespective of the credit status of the borrowers and they are available for almost any personal need. You may have multiple unpaid debts that are usually main causes behind people’s affected financial status. You can erase these by a viable debt consolidation program through these finances. There are several other needs too and you can take cash for any of the needs like a business need, home improvement, study expense, car buying or a holiday trip etc. http://loan-house.we.bs/personalloans.html You can have the finance in both the regular packs, secured and unsecured. In secured options you can have the rates cheap enough because of the collateral assurance attached that conforms a sure return of the money. However, you can also take the money from the unsecured options where the cash is advanced without any collateral. Again, you can spruce up your credit turf too, by regular repayments of these loans since every regularly paid installment is counted as positive response here. Bad credit loans are advanced online and here you can apply for the loans without paying a single buck while applying through a small and easy application form is the easiest task here. Also a large flock of lenders available there make the choice rather easier. Bad credit loans with their facility packages are all set out to erase the credit worry from your life and this makes your financial future a better one.