Help! I think someone can HACK into my BANK ACCOUNT!?
The receipt, for security reasons, only shows the last for digits of your credit/debit card number. So unless you gave it (the whole number) to her yourself, I find it highly doubtful she has it. So don't stress to much about it. Even if she had the pin number, there is little she can do without the actual card itself. And since she doesn't have the full card number, she couldn't use it online( she would also need the expiration date and the 3 digit code on the back). But it is always good to be safe rather than sorry. Keep periodically checking your bank account for a little while. It's doubtful you'll see suspicious activity, as i don't think the cashier has enough information. But if you do, REPORT IT! Right away, do not hesitate, to your bank. They should be able to freeze your account and card instantly; and I believe in most cases reimburse you for theft damages.
What are the pros and cons of axis bank ASAP account?
i want you to tell my story of ASAP account.to start with its not ASAP account. It took more than 15 days to get my account fully activated. lot of things done wrong, and bank branches dont care coz its a online account and they treat u like dog. And customer care always give fake or wrong info.whats wrong with ASAP account.No support or anything for this account, [ coz customer care is giving nonsense info just to pass u on to next agent, and they never update u on cases]Debit card fees, as the virtual card they provide as “free” is totally useless, coz no one accepts virtual debit card as a online payment method ( eg: google payments or paypal )Debit card will only be issued to your aadhar card address not your local address and they won't even take your address even if u give proof.Fake “ reward points” delighma, U wont get any points even if u its totally useless and a marketing gimmick.Non real time account sms. You wont get sms when money got debited or credited. its anytime in midnight or some other time0 interest till 10,000, even after 10,000 it ill be a fd in multiples of 500 inr and that’s not as straight as it seemsReally a total shitty bank,from standpoint of customer loyalty.But if you are looking for a zero bal account i highly recommend KOTAK 811 which is really awesome, and no bullshit as axis bank, its very good i opened in 3 min , agent came to my place to get biometric, my card came to my address in 2 days. rate of interest is for full amount. they don't have 24/7 customer care but they have AI and ML alogos which can take up all your needs without any agents, and only con would be they have very less branches and i personally hate going to bank. so win win.Good Luck
Overdrawn Checking account charge off?
The new laws that start in a few days address this - now you can choose to have your transaction declined if you have no cash. This or course will save fees, but will piss people off because they will be embarrassed, and what if they have only one card and are locked out of their car - they can not use the card to pay for a service to get them back in. Here is what I would do - go into the branch where you opened your account. If you can't, then go into the branch you use most, or is close to where you are now. Ask to speak to a customer service rep. Most important...BE NICE.. this person has only a little authority, but a lot of power which can be used to help you. Anyway, explain to them what the original error was (leave out the drinking part) and don't try to shift blame on them about the 90 cents (trust me here) and ask what can be done to stop the current charges from growing, and maybe the the other charges can be reduced to one overdraft fee. If you can, have some cash and offer to settle right then and there. If you can't get some cash from friends/family let the CSR know when you will have some cash. Do not expect a miracle, but if you are nice. patient, honest, (and a little lucky!) you may work this out with a lot less pain. Last word, banks tend to me most busy on Monday (esp am) and Friday so plan to visit on another day. They prob are open today and sooner is better then later. I do a lot w/ PNC and have had good luck. They also try to work w/ college age kids so you may catch a break. Good Luck!
Is it safe to give a bank account number, bank branch code, IFSC, and PAN no. if asked?
No, Bank account number you can give to anyone as no one can withdraw amount by knowing simply account number. And IFSC Code is simply a code assigned by RBI to each bank's branch, it helps in verifying the banks branch you need. Even You can find IFSC Code of any banks branch in India which is easily available at IFSC Code - Find All Bank IFSC, MICR Codes in India.IFSC Code and account details together used in transferring fund, not for withdrawing amount. So, its safe to give it to anyone. But never share your OTP (One time password), 3D password and atm pin to any one.
Lloyds TSB Available Balance And Account Balance?
The Account Balance shows you all of the money in your account. Available Balance is the amount of money you can draw from your account at the present time. If you used a debit card then the money may not have been taken yet from your account balance. So you will see your Available Balance which is less than your Account Balance. Hope this makes sense!