What are the salaries for pediatric doctors?
Also,what are the high school requirements, gradute education, certifacation or regestration requirements, post-secondary requirements, and education requirements
Does $80K per year mean a family is rich?
Some Democratic candidates want double tax credits for families earning less than $80,000 per year ($80K being the threshold for upperclass). Now, I'm not poor by any means, and my husband & I combined make over $80K, but we're still not upper class. I don't think I should have pay more taxes than a family who earns less money than I do. We can barely afford the mortgage on our 2 bedroom, 1100 sf house!!! I think that maybe in some parts of the country, or 20 years ago, $80K was a lot, but in the NY/NJ/CT area now...absolutely not. Thoughts on $80K? Please don't reply with mean-spirited answers, I know $80K is a lot to some people in other areas of the US, but it's hard to live in NJ on that salary and even higher.
You are offered $10,000 for every IQ point you give up. How much money do you take?
I’ll gladly give up 52 points and start living a happy life as an “average-IQ” person, then bank in my $520,000. Fancy vacations, here I come!Will I suddenly lose all my mental capability? Possibly, and possibly not.Countless people have said this again and again, but I’ll reiterate it:IQ means shit.I have a friend who was tested to have an IQ of 90. 2 years later, after teachers notice that he’s bored to death in school, he gets retested and scores 120+.Either his IQ grew, the test administrators awful at their jobs, or IQ is a scam that’s sometimes used to make money for the schools.Take my district— parents can let their students go through the free IQ test at the school, or pay a hefty sum so the test admin go to their homes and give the test there.Guess which one always results with the high IQ score and the student placed in a gifted class.Every.Single.Time.And everyone knows it.
Every year there are about 30,000, close to 0.009% of the population, gun related deaths in the US, but people don't seem to worry about guns. Why?
Short answer: because guns aren’t the problem.In Australia, a huge restriction on gun ownership was passed in 1996, but you’d never be able to tell it from the number of people who died. Sure, fewer people died via firearms. But did restricting access to guns increase the life expectancy of Australians? No, it had no effect. You were as likely to die before as after. It’s just that your killer would change tools. Please note: these graphs surround the time of legislation; a longer graph would show a general trend down over time.The above are graphs for the UK (top is homicide, bottom is suicide). Major revisions were passed regarding gun ownership in 1988 and 1997 but, again, the likelihood of dying by violence was not affected. Fewer gun deaths is not the same thing as fewer deaths, which appears to be lost on people seeking confirmation bias. Please note: these graphs surround the time of legislation; a longer graph would show a general trend down over time.Here are homicides for the US. The Federal Assault Weapons Ban lasted from 1994 to 2004, so you could perhaps think it had an effect. But it expired in 2004, and the homicide rate shrank as quickly after the expiration as before. Also, many states rewrote concealed carry statutes, loosening the requirements to get a CCA (so basically, there were lots more handguns on the street, but fewer semi-automatic rifles entering circulation). And 1964 saw an unprecedented increase in the rate of homicides after access to the purchase of firearms was restricted (GCA and Omnibus Acts). So what caused that- the Ford Mustang, the Civil Rights Act (1964), the Voting Rights Act or the Immigration and Nationality Act (both 1965)?So, if all you care about is the number of people killed by guns, then there’s still some reasoning to ban or restrict guns. But if that’s all you care about, please stop pretending you’re making the world a safer place. The data shows that you are not. You are not saving a single life. You are being dishonest if you think you are doing anyone any good.
What is it like to live with a salary of about $100,000 a year?
I’ve lived right around the poverty line for many years and now make $135kThe short answer: while I’m very grateful to finally be making more than $20k, it’s continually surprising how $135k doesn’t spend nearly as far as you’d expect it would - your paystubs will make you very angry and you’ll realize why the wealthy complain about “wealth redistribution”.What’s very crazy, is when we made $60k/yr we had very close to the same cash budget each month. This is because taxes, tax credits, etc even the playing field.My monthly pay is $11,250, taxes takes out $4,000 of that leaving $7,250.Speaking of taxes, say goodbye to tax returns…you only ever pay at the end of the year. You scrap for every deductible you can find, since deductibles are only a small percentage of your income at this point. I quickly realized that I never paid taxes when I made $20-$50k, I actually got $$ for free at the end of the tax year. So I put aside $1,000/mo for taxes as I often won’t get the deductibles I hope to get.I self-fund my own insurance because at my tax bracket, Obamacare would be $1,600+ each month for my family. We can self-fund for around $1,000/moSave for retirement, which has to be a lot, since I don’t plan on making $20k when I retire. (I am very grateful to be able to do this, though)All in all, here’s what my monthly budget looks like at $0 debt:$1,300 modest apt for my family to live in$200 car payment - 1 car$1,000 healthcare$1,000 taxes$1,200 retirement$400 utilities$1,000 food for family of 5 (at best we can get this down to $600 - kids eat like animals) also worth nothing that many friends who live in nicer homes than us get $900 in food stamps every month. Likely why I need to pay $5k+/mo in taxes$100 phones for family$400 fuel and car insurance & maintenance$200 misc expenses$200 spending money for my wife and I$100 babysitting$100 out to eat and moviesAs you can see, at $135k, I get about $100 each month to do whatever I want with.About 50% each month goes to government and government services.So all y’all who think that free college, free healthcare, etc from the govt sounds great…it’s only great until you get ahead, then you’ll be paying for it for everyone else for the rest of your life and find that “ahead” isn’t as ahead as you’d hoped.
I just won $180 million dollars. What should I do?
First and foremost: Tell no one. Not a word to anyone. I mean it.Okay, one or two exceptions: get a good lawyer first. He or she will be duty-bound to keep confidential your winning this much money. He or she can be appointed by you to go to the lottery commission to hand in your ticket, get it verified, and set up the trust or trusts to receive the money.You might have seen in news reports after an enormous jackpot was won and everyone wants to know who won it, “An attorney representing the winner claimed the prize.” And that’s usually it. They might add “The attorney said the winner is a private family in the U.S.” and no other details.You want that to be your story, too, and here’s why: You will instantly be besieged by requests from family, friends, family who might not really be family, friends who might not really be friends, charities, stockbrokers, and so on. You life could be become a living Hell once people know you’re suddenly incredibly wealthy.This doesn’t mean you can’t quietly help the people you love, support the causes and charities you believe in, and so on. All that can be done without anyone knowing where the money is coming from. You can say you had a particularly good year at work, sold an idea to someone, managed to set aside a small pile of cash over the years, etc. No one needs to know.And believe it or not, you are helping the people you love as much as you are helping you. If your name is public with this gigantic windfall, people will go to your family and say “Hey, do you think you can get your [brother/sister/son/daughter/cousin] to help me out?” And if you help a family member by giving a larger cash gift than you gave another family member, the resentment starts. It’s human nature.Unlike starting and building a company, for example, then selling it for a huge profit, there’s something different about lottery wins: people will feel like you haven’t “earned” it and don’t “deserve” it, therefore you “must” share it. It will get weird. It will get tense, and probably even ugly.Do yourself and the people you love a favor: change nothing drastically about your lifestyle, quietly help those you want to help, and silently enjoy the power of true financial independence.