Is being 10k in credit card debt is bad. Please no advertisements.?
Is it bad, yes. Could it be worse, yes. Being in sales means that you are reliant on the buying patterns of others. I'm not trying to make a comment on the quality of your work, but being that it is not steady income you have the danger of easily living beyond your means. I personally got into credit card trouble in my early 20s when I was laid off from work and no one wanted to hire me for various reasons related to my school schedule. I fell back on the cc's to support myself, even living at home my family was not able to fully support me as we are a low income family. I had the choice of through away the chances of completing my degree and going to work in a steady fulltime job or roughing it out. Well, I'm almost done with my Master's now, still working in low paying jobs because I am a psychology major, and doing everything I can to plug away at my debt that has been lingering for years now. I know I should be able to finally get a good paying job in a year or so, but I'm generally messed up for at least 5 more years in terms of credit and everything. So in the meantime, I do what I can to keep my costs and luxurgies low, and remain patient. Why do people call you a deadbeat? Who knows. All I know is that nothing is being done to help people out that won't put them further in the hole down the road.
Is debt consolidation a good idea under my circumstances?
After my parents divorced, at 18 I was left with paying for thing I didn't pay before. Slapped with medical bills and living expenses, I turned to credit cards. I had 3 credit cards. my debt is now around 2,000. i tried working out payment plans with my creditors, but with three of them, it's very difficult. i am 20 years old, full time student, making 5.85/hr. i am looking for a new job so i can up the payments that i have arranged with my consolidated debt. but i just can't afford to bring all of the cards' balances' up to date. so i figured this was the best solution for me. even if i payed all of them off now (which is impossible) my credit would still be screwed. i realize that good credit is important, but i am more concerned about being able to pay to go to the doctor, or having gas for my car.
What would happen if the United States abolished the Senate?
I'll assume you mean by Constitutional amendment and not by a coup or some such.Such an amendment would have to specify how the government is to work. I suppose that instead of bills having to be passed by both the House and the Senate, they would then be passed only by the House.According to the Constitution, the Senate must approve treaties and presidential appointments. I'd guess that the House would then take on this power.The impeachment process would have to be reworked. Right now it takes a majority of the House to impeach someone, and then there is a trial in front of the Senate where 2/3 of Senators must vote to impeach. Without a Senate, either the House would vote to impeach and convict as a single motion, or ... what? Maybe the Supreme Court or the cabinet or some other institution would be involved.There are at least two political implications.One, this would increase the power of the large states and decrease the power of the small states. Right now each state gets a number of members in the House proportional to its population, but every state gets 2 senators regardless of population. So if there was some issue where the big states were mostly on one side and the small states mostly on the other, under the present Constitution the big states could pass a law they liked in the House but the small states could block it in the Senate. Without a Senate, the big states could override the small states.Two, it would be easier to get laws passed. Now you have to get a bill past both houses. Without a Senate presumably you just have to get it past the House. Whether you think this is a good or a bad thing is going to depend on whether you like any particular proposed law. The biggest example I can think of from recent years is the attempt to repeal Obamacare. It passed in the House, but failed in the Senate. Without a Senate, Obamacare would have been repealed. If you think that would have been a good thing, bear in mind that the next bill that passes the House you might think a very bad idea. And vice versa if you think it would have been a bad thing. In general, laws would change more frequently, making the country a little less stable and predictable.
How do they make the tea at Bill Millers?!?
I've been trying but it just doesn't come out right, my home made version is a bit bitter, and theres is allot more idk...refreshing, I boil hot water then put the dirt thing in the water then drain the water and add sugar, do they do something to there tea? Anyone who works there please tell me which Tea do you guys use and what sugar..
Can you join the army if you're in debt?
You can be in debt but if you have really bad credit it will stop you from getting a security clearance. As a result, you won't be able to get certain jobs that require a clearance. @ Some of the other answers: Bankruptcy and being in collections won't stop enlistment. You're confusing the Army withe the Air Force. Those things only stop getting a clearance and I have never had an applicant denied enlistment on credit alone no matter how bad it was.
What would be the impact of removing the U.S. government debt limit?
Abolishing the debt limit is a great idea - it honestly functions as little more than a formal warning to Congress at this point, and it's generally considered "must-pass" legislation - but its abolition wouldn't mean that unlimited funds are available for federal spending. The government would still have to borrow to finance ongoing operations, and it wouldn't have the authority for new spending unless Congress acted.The debt limit is an artifact of federal budgeting and spending laws. Significant portions of the budget (including Medicare and Medicaid) are entitlement programs without budget caps, and it's only retrospectively that those accounts are all reconciled. The Treasury Department manages the government's debt auctions and ensures that the feds have enough day-to-day cash to spend on current operations, but even those current operations must be authorized by law. Unless Congress passed new laws authorizing such policies as payments for all mortgages, the government wouldn't have the authority to do it. (And that makes a lot of sense if you think about it - no one wants any government official to have unlimited spending authority, so the Constitution forbids spending federal dollars unless they're appropriated by Congress).And even if Congress did create such a policy, it's not clear that the funds would be available to borrow. While the U.S. dollar is a fine, safe currency at the moment, assuming gargantuan new levels of spending obligations (such as paying all mortgages) would quickly put us in Greece's territory. No offense intended to any Greeks on Quora, but I wrote a paper in graduate school about the country's precarious finances, and things haven't really gotten better since then.So, in short: it'd be great if we could get our elected officials to do it. But the debt limit is one of those curious policies that seems like a pretty good idea to your average voter - or, at least, is easy fodder for opposing campaign commercials. Picture your Congressman being blitzed with ads explaining that he voted to enable the government to spend unlimited sums of money on X, where X is a cause hated by most people in your district, and you'll understand why it's probably not going anywhere.
Why did President Trump side with Democrats to raise the debt ceiling?
Trump wants to “win.” He has not been able to win by relying on the Republicans. He is a lifelong democrat. He grew up in NYC under the democratic liberal machine. His children could not vote for him in the NY State Presidential Primary because they were not registered Republicans. He has been quoted in the past as saying if he ran for POTUS he would run as a Republican because they are stupid.Simply put they made him an offer he couldn’t refuse. The D’s get a debt limit raise. A continuing resolution on spending with no cuts or conditions and they fund hurricane relief. NO FUNDING FOR THE WALL! Trump is getting all kinds of good press. He loves the media now. He got a WIN!Meanwhile, the R’s have exploding heads all over town. They were trying to use the debt ceiling as leverage to get things passed. Now they have to vote FOR a debt limit increase with nothing in return that they wanted. R’s hate voting for a debt limit increase. Then in December they get to do it again! So they will be forced to either vote for a limit increase or be bashed for voting against it and shutting government the week before Christmas.The Democrats now have the combination to Trump’s lock. Trump should switch to an Independent and stop the charade. Republicans would be jumping off bridges.