Can you deposit a check for someone else?
Yes, if they endorse their check and you know what account to deposit it into. (Have them write the account number on the back of the check.). This commonly happens with married couples, families, or an elderly person and their caregiver. My dad used to regularly deposit my paychecks, even though my dad wasn't listed as a member on my account. If you deposit the check into someone's account on behalf of that person, the bank should give you a receipt but they should also black-out the account balance. You need proof that you did as requested (hence them giving you a receipt), but that doesn't mean you deserve access to how many dollars are in your friend's account. About 20% of the time the bank messes up on this, and leaves the bank balance showing._____________You CANNOT deposit a check into your account that was written for someone else. That is check fraud. If your name isn't on the check, don't sign the check, and don't put it in your account. Simple enough.
Can I use my Chase Debit Card in Ecuador?
This is a question for Chase to see if there are any ATM networks that accept the Chase Debit Card in Ecuador. Once you find out, then you want to inform Chase as well as any credit card companies whose cards you might use that you plan to use them in Ecuador so they don't think it's fraudulent activity and cut you off while there. If there are Ecuadorean ATM networks that accept the Chase Debit Card, there's probably going to be service charges each time you use an ATM so you would want to withdraw larger amounts in fewer transactions.
How can I convert my iTunes gift card to bitcoins or cash?
Paxtradings axtradings is the simplest way to sell unwanted iTunes gift cards for cash. You can sell any unused, prepaid and non-reloadable gift cards on paxtradings. Popular gift cards on paxtradings are Steam cards, PSN, Xbox Live, Amazon, iTunes, and Google Play cards.Your iTunes gift card will be listed in front of the thousands of buyers participating in the marketplace. To sell iTunes gift cards quickly, set the price between 2% and 15% off the original amount. Depending on the popularity of your iTunes gift cards, you may need to adjust the asking price to attract buyerSimply list your iTunes gift cards using our website or our free mobile app. We recommend choosing auto-delivery for fastest and smoothest transaction. After the buyer receives your git card code, redeems and completes the transaction by rating, the sale proceeds are immediately deposited into your paxtradings wallet. You can choose to withdraw your sale proceeds any time into your PayPal, bank account, or Bitcoin.
Is having a savings account worth it?
We all pretty much have to have a checking or current account nowadays, but a separate savings account is not always necessary - it depends on your behaviour. Some points are relevant:Savings account(s) can be good for setting aside different pots of money for different purposes.Savings accounts tend to offer marginally higher rate of interest (although it’s all rather tiny at the moment).If you need the discipline of having your money in a savings account, rather than psychologically more accessible in your current/checking account.If you have larger sums of money, you shouldn’t keep them all in one bank - have a couple of accounts.Very long-term (20+ years), savings just about keep pace with inflation (that’s only if you get best interest rates and minimise taxes etc.), so likely to lose via inflation and huge opportunity cost of a saving account vs. investment.Sometimes cash is king - don’t invest too much money. Lots of cash puts a nice wedge between you and financial poverty. Cash can be deployed at favourable times.Hope that helps
What should I do to block my ATM card?
There are many ways depends upon what kind of atm card issued from which bank etc.If for example you are using SBI atm card .One toll free number is marked on atm itself it is generally 1800112211however you may confirm it on atm card.Call on toll free number then give option for selection of call regarding atm.Tell the caller your atm card number he will block the card and will give you the reference number for future reference.The second way is to submit application to the branch to block the atm card.this will be blocked at branch level in Core Banking as well as at switch level of SBI.You will have to give application if you want to reactivate it.
To the frequent travellers out there: Do you call your credit card company and inform them of your travel plans every single time you leave the state, province or country?
I always call my depository bank and my credit card issuers to let them know when I am getting ready to travel outside the US. They will typically be interested in the dates of my travel and the specific countries I plan to visit. When I call my depository bank I also ask which ATMs I can use at foreign banks to avoid fees (B of A, for example, has some kind of cooperative agreement with Barclays and BNP Paribas, so when I travel to England or France I never have to pay a fee to use an ATM).Any foreign transaction will create a fraud alert if I don't do this (I recently ordered a supply of my favorite hair product from France over the Internet and within seconds Chase was bombarding me with SMS and email fraud alert messages). I have traveled abroad fairly extensively and when I do make these phone calls in advance I have very seldom had any kind of an issue using my cards in other countries.I have never had a problem with intra-US authorizations. I travel inside the US pretty frequently and I guess my banks have a pretty good idea what's likely to be me. I did get a fraud alert a few years ago when someone tried to use a clone of my debit card to buy gasoline in Port St. Lucie, Florida, at a time when I was at home with a broken ankle in Portland, Oregon. So I think the banks know my habits at least as well as the NSA does. %^>
Which animal is the fastest between panther, leopard, lion and tiger?
Probably a lioness considering they chase down zebra, warthogs and occasionally gazelles in the open grassy plains of Africa. Next would be a leopard since they do the same with smaller faster prey, but ambush to get as close as possible, something the lions can’t do because of their size. Forest dwelling cats like panthers/cougars and tigers are fast, but with more obstacles and cover they are also primarily ambush hunters. Most big cats have very limited stamina so they ambush to get as close as possible. I’ve heard lions sometimes clocking in at 50mph although thats kind of hard to imagine. And cougars are relatively fast as well being close relative of the cheetah, but i’d give the edge to any cat that lives in the free open plains where speed reigns supreme.