If someone has my bank account number can they steal money from me?
If your account # is all they have...No. Every time you write a check your account # is on the check, so anybody could have your account #.
Can someone steal from my bank account?
Anything is possible. However you are asking a loaded question, in that a skilled criminal would have to be good at cyber stealing, know banking procedures, know you're personal info and know your passwords. It's not totally impossible. The majority of identity thief happens because someone accidentally gives info away. Your debit card does not express your info to your personal bank account numbers or give out info. It CAN, in the right hands be broken. Most pins are 4 digits. Some can be solved (highly unlikely), but again not impossible. If they get your ID/ Drivers Lic, they can take that to the bank and use a doctored ID. But that take a bit of time- so hopefully you would have already reported it stolen or lost. To gain access to your account they would need your personal info like address, last four social numbers & possibly answer a security question. Also your eMail address. If the crooks get all of that that, they still need your bank ID number (your account access number). To request this over the phone is near impossible. They would eMail it to you or ask you to see your monthly statement. The best defense is to check your accounts weekly. Change internet passwords every 60 or 90 days, immediately if you think you have been hacked. Passwords need to be 6-8 long and add numbers and letters, caps and symbols (if allowed). Try a phrase and add numbers. Example: (I like rock climbing) would look like this: i003L@rCing77. Do not put personal info on social media. Never disclose personal info to anyone online or over the phone. Most criminals pretend to be the bank. Make sure you type in the site you need. Even if the eMail is from your bank, never EVER click on a link. A known scam is fake bank sites. Most check books can be requested from when criminals steal mail. Get the bank statements and use that info to get a book or open another account. You don't have to freak out, but be aware. Be safe and never underestimate the criminal mind.
Can they steal money out of my bank account, if they knew my account number and ID number and where I bank?
Nah, that's why that password and even more tough nut to crack one time password (OTP) things are created, so that they can't.If you are losing your sleep over the fear of “hacking” stories for using internet banking (maybe therein that WHATSthecrapAPP) then relax, them hacker myths will require lot more things to steal money from you, like, your login password, your transaction password, your mobile SIM card (or the entire phone including that SIM card), IN ADDITION to your personal details like your date of birth, your mother's maiden name, your address with postal PIN code etc. Most of the banks allow you to strengthen your security within their internet banking site , you can just browse around and see, like I remember once I had a HSBC account and to log into that account I even needed a RSA Token device (two step authentication, if you are worndering about the technical term).So, long story shortened, no they can't, unless they know far more things than just your user ID and account number.
Can someone steal your bank account info by doing a ping test on your computer?
Had a guy help me do some stuff on my computer,then found out he was on drugs. He was my neighbor sevaral years ago,seemed to be an ok guy.I'm sure he is,just got on drugs,now I think he would do anything for money to get drugs.I can't access my bank account now from my computer.Please help,not sure what to do.
What can someone do with the last 4 digits of your bank account?
One of my friends was telling me that I should shred all of my bank receipts so thieves can't steal my identity. I never even realized those numbers would be useful to a thief, so I've just been throwing my receipts in the trash. Was this a mistake? Can an identity thief really do anything bad with the stuff they find on your receipts?
Can someone withdraw money from my bank account if they have my account number, branch number and institution number?
Do not listen to anybody who tells you that it isn’t possible to drain your account knowing only your bank account number and bank name / routing number.With those two pieces of data, I can make checks to cash that, when cleared, will drain your account. And those checks *will* clear, by the way.I can have fake checks printed and use them at the grocery store. I might be asked for ID, but in California you can get extremely high quality fake ID for under $50.Another way to drain your account is by doing an ACH transfer. I obtain a bank account and register for their online banking platform. I plug in your numbers as an external transfer account. Many banks will perform trial deposits into your account that I would have to verify, but not all banks do that.Some businesses allow you to pay your bill or purchase goods or services by plugging in your account details in their online platform. For example, I pay my wife’s cellular phone service for her sometimes online using my bank account details. I could do the same with yours.If I get an actual check of yours, then I have your name, address and, possibly, your phone number. That makes it even more fun.
Can someone steal my identity using my bank acocunt/routing number?
Some states view identity theft anytime anyone uses any part of your personal or financial information without your permission or consent. This includes your checking account information. Check fraud, in my opinion, is the second most severe type of identity fraud. The most severe form is when someone uses your personal information to open accounts, without your knowledge, and then you later discover these bogus accounts through a bill collector, collection agency, or worse a law enforcement agency. In regards to check fraud, all anyone needs is your account information. For just a few dollars, a fraud perpetrator can obtain the necessary items to print counterfeit checks using a laptop or PC equipped with a quality printer. Since financial institutions use account numbers and routing numbers to identify a person's account, the funds will be deducted from a victim's account. This may cause the victim a lot of headaches but usually the financial institution will reimburse the victim within a few weeks or so. If the fraud perpetrator(s) have been able to obtain the victim's account information along with the victim's name and/or address, the crime(s) could magnify. The victims of such crimes usually end up dealing with their financial institution, businesses that have accepted the counterfeit checks, and, sometimes, law enforcement. Being a retired fraud detective for a major police agency, I would advise anyone not to give out any personal information or financial information to anyone you do not know and trust, especially your checking account information. In regards to your first paragraph about printing checks and mailing them to others, I would recommend that you be very careful. Fraud perpetrators are reknown for being sneaky, clever, and imaginative. They will often use or recruit others to do their dirty work for them which lessens the chance of them getting caught. These checks could be counterfeit and just may contain the account information of someone just like yourself. Most states have charges, such as forgery in the first degree or forgery in the second degree, for crimes pertaining to counterfeit documents such as counterfeit checks. Simply possessing a counterfeit document can be considered a crime and passing it on to another person or business can be considered another crime.