What is the best way to accept online payments internationally?
Indeed, PayPal does not support online merchant services in many countries.In general, the answer depends on your situation. Maybe, you just need an account in US dollars, but you are not located in the US. Or you might actually need multi-currency payment processing (say, to deal with some franchises or international businesses). In the latter case you will have to pay foreign merchants in their currency, an, consequently, you will need some presence in the respective countries (through acquirers or gateways).If you are looking for a company that could allow you to process online payments internationally, you need to answer the basic question:Do you need to perform both authorization and settlement in the foreign currency of can you do settlement in the primary currency (i.e. the currency of the country your business is located in)?If you need to perform settlement in the foreign currency, you must have a processing partner in the respective foreign country. Otherwise, you can choose one of the many acquirers, that do currency conversion (some do charge a little more for that, but still the choice is wide).If you are looking for a particular acquirer, you can consider partnering with Worldpay, FirstData, Elavon. If you need to do settlement in several foreign currencies, you will, most probably, have to partner with several platforms, because there is no unified universal platform (for instance, the US users process through one platform and European users - through another).If you are looking for a payment gateway, you might consider Payvision, PAY.ON, Paysafe.I would also like to mention that you can now use services like Limepay: Take control of Your Payments in order to split the transaction processing fee between both parties.Here is an article on the subject that should be helpful: Accepting Credit Card Payments in Different Currencies - Paylosophy.
How many days money will be refund to bank for failed internet banking transaction as per RBI guidelines?
Usually if your concerns are towards the merchant transaction performed through Net Banking will depend on the terms and conditions posed by the particular firm (Usually the refund should be clear by the merchant holding the money).If the question is towards the third party transfer initiated (RTGS/NEFT) will be depending on the level at which the particular transaction is queued at.a. If the request is failed at RBI verification, then the refund will be probably credit on same day or the next (If initiated after the RBI cut-off time).b. If any failed acknowledgment is received (The particular transaction failed at beneficiary end) from the other bank. The refund will be done on same or the next day of receiving the acknowledgment.If any transfers are performed within the bank (to other savings account opened in the same bank) can be reversed then and there.Thus a bank never waits for the requests to be processed or reversed for days. For bigger banks, its hell of a work to maintain the daily numbers. They usually prefer to clean there shirts off as soon as possible. ** RBI guidelines for refund only applies for the third party transfers and that too is 1-2 days at max.
How can I transfer money from Skrill to a PayPal account?
Thank you for asking me this question. I always wanted to answer this question because I use Skrill to very often to receive my payment from abroad.As an Indian we face problem with our bank and their SWIFT CODE because many bank still not authorised to receive international payments. I personally recommend Exchangepurse to send money from Skrill to Paypal. Also I am one of happy customer of EP, I am using EP since 2015 and till now I’ve never face any trouble with them, They’ve always delivered my funds on time.I cannot guess why people here have posted negative comments about Exchange purse. I suggest them to contact them again with your concern might be you have violated some of their anti money laundering policy Due to which they have postpone your fund delivery.Trust me Skrill and Neteller has the same policy due which they can also block your account anytime. So in that case we cannot blame them for any reason, somewhere somehow it’s our fault.Stay blessed.
How can I get my money to someone in Ghana through PayPal?
I once researched how a Ghanaian could get paid by Amazon through Paypal and found that it wasn't possible without a US bank account (or other supported country). It's an ongoing challenge. Besides typical remittances, you might get creative:There has been some effort to disrupt the remittance market by Beam, which - until recently - allowed recipients in Ghana to exchange bitcoin for bill payment. They recently pivoted away from bitcoin ( reasons here ) and now rely on debit and credit accounts. Apparently they now focus on services; you can have them buy a generator for someone in Ghana, for example. Unfortunately, they do not deliver money. Edited January 12, 2016:I saw this. Maybe it's an option? But beware - packages sometimes get delivered without the shipped items.