How to get prior owners smell out of house?
We just bought a condo from the original owner. I first smelled a slight burning/fruity/perfumey smell when we inspected it, but it didnt completely turn me off. Since buying, we suspected maybe she smoked. Its hard to say- the smell is really weird and faint- like a country/perfume/smoke smell. Now, we think it was the fireplace or something that smelled smokey. But, the condo smells like the old owner. Even my husband took down some sheetrock from the Dining room to put in some electrical wires, and i smelled a peice of the inside of the sheetrock, and it had that perfumey smell. So, its even inside the walls... Its not horrendous, and we are getting a HEPA whole house air cleaner installed soon, as were not moved in yet- but every time i come over here i smell it. (her). BTW- we painted the whole place, even closets, refinished the wood floors, and remodeled the kitchen. Its in the walls. It tends to go away once we open the windows and i have a carbon filter i run which helps too.
If a house is condemned, does the home owner have to leave the property?
Except in cases of eminent domain, condemning a home is usually a last resort taken only when all other efforts have failed to improve the condition of the building.When a home is condemned, the owner (and tenants, if any) are notified in writing that the building must be vacated.A sign is attached to the building stating that the dwelling is not fit for human habitation, and that it cannot be occupied.In some areas, a condemned property may be winterized to protect against damage caused by frozen water pipes or improperly maintained utilities. The government may disconnect the gas, shut off the electric power, and drain plumbing fixtures and water pipes.The owner of the building may be ordered to repair or demolish the building.If you own a house that has been condemned, it’s important to respond to any complaints promptly, and seek legal advice about the best course of action to take next.Source: What Happens to a Condemned House? | We Buy Ugly Houses®Related Post: alliston realtors
Can I sell my home without the co-signer's approval?
1. Is his name on the Title/Deed? 2. One option is to refinance in your name which immediatly removes him from any monetary obligations. You could refinance for lower interest payment and since the home has appeciated you're in a stronger position in addition to your credit being stable or least meeting lender guidelines. A. credit card debt should be paid off or substantially below limit and clear of any judgments. If judgements are satisfied note explanation of problem in Bureau. In some cases, the attny general's office can request for it to be vacated from credit bureau. 3. Another option is refinance mortgage in your name with cash out to pay off bills-taking only what's needed. 4. When mortgage is in your name, so is new promissory note. The other issue is the Title Deed, etc. which should (but doesn't always match with mortgage when changed). You can always have a new Title with your name justified by your name on the Mortage note. You didn't indicated any written financial agreement between you and cosigner. Co-signers are generally required to support weak credit or minimize risk. Unless you have a written agreement with co-signer to share profit or transfer of ownership, etc. you can refinance the property without co-signer's permission. In other words, take back your house and exercise your right of responsibility, which is supported by all of the work and maintenance you've performed! In short, you do not need his permission to Refinance. Refinance first-getting it into your name and take care to remove his name from the Title (Transfer of Title). You should have the Refinancing done first. Your credit history of payments will support your claim to ownership. I co-signed my daughter's car loan and was listed as primary applicant. She refinanced and loan listed as paid on my Credit File. The loan will list as paid on Co-signer's credit profile (an added boost). He's enjoyed added status for past 5 years. Nor has he acted as an investor, etc. You've footed the bills, etc. Do not be manipulated. Pull the plug and get in Titled in your name-but refinance it first to get in Mortgage Note in your name-removing him from any liability.
I need help writing a letter to owner asking permission to keep my cat,,?
Dear Mr. Landlord, We would like to formally request your permission, as indicated in our lease agreement, to keep our cat in our apartment. As you are aware, we declared we had a cat in our application and therefore we understood the signature of the lease as your consent for our pet. However, we would now like your formal permission in writing to comply with said contract. We would like to add that our cat is very well behaved and will not cause any trouble to neighbors or any damage to the property. We will be held responsible for any of his actions. Regards, Your name.
Is it legal to rent out a house to pay the mortgage?
As others have mentioned here, it depends when the house becomes a rental. If you buy a house strictly to rent it out, then you MUST inform the mortgage lender, and they will charge you a higher rate. Also, they may not take the proposed rental income as qualifying income if you have been a landlord for less than 2 years.Now, if you buy a house and live in it as your primary residence for a while, and then decided to rent it out, it's a bit easier. You should inform your mortgage lender and they may charge you a fee but probably won't raise your rate or deny you.One small wrinkle. If you are still living in the house but decide to rent out a room or two while you are still living there, this is OK (though you should get some extra landlord's insurance), but should you wish to refi the mortgage you cannot use rental income from your primary home to qualify. You can use the rental income to pay the mortgage, but it can't be counted as qualifying income for a new loan on that house.
Does home owners insurance cover a collapsed water well ?
Property insurance should. this isn't madated by law in states excluding Wyoming, Nevada, & Michigan. the rest has a pay system where if you go accident free for every 30 months you get a 0.7% deductable. this can be used to either remodel your property or saved towards a rainy day.