Ask a question

How Can Someone Find A Good Military Or Economic Advisor

How can someone who never served a day in the military be commander in chief?

The President doesn't need to serve in the military. That is why he has the Joint Chiefs - to aid in military decisions. If you think that a military service aids them (the Presidents) in making any sort of decision, and that they don't use the Joint Chiefs, you are delusional.

You have every right to your point of view. But the President doesn't make all decisions on everything himself - that is why they have ADVISERS. They ADVISE what should be done. No decisions are made without them. And each of them has some sort of expertise in some area. If military service was NECESSARY, then it would be listed in the constitution, right along with being 35 years of age or older, born in the United States of America, and have resided in the United States for a minimum of 14 years of your life. Otherwise, those are the only requirements.

I became a boy’s pen pal because he wrote a personal ad in a military modeling magazine, Military Modeler (now defunct), looking for a pen pal who was a tanker or mechanized infantryman stationed in Germany who built tank models. This was the fall of 1987 and I was leaving for Germany when I saw his ad and started writing.The Abrams tank and Bradley fighting vehicle were both fairly new and photographic references and books on the vehicles were scarce. We exchanged letters, birthday and Christmas gifts over the years.He went through high school, college (I still have one of his college coffee mugs), his job in journalism, his marriage, but we lost contact in the mid 2000s.I went from a second lieutenant platoon leader, tank company executive officer, my own marriage, company commander and maintenance school commandant as a major by the time we stopped corresponding. I remember using AOL instant messaging with him and his wife.

You can volunteer or be picked at random, much like drill sergeants. Some services give an individual an option to become a permanent recruiter (I'm not sure if all branches do it).I've heard from others that it can be a pretty rough job. They are rated on their ability to make their quotas each quarter, which causes some to engage in recruiting practices which are not allowed, and getting caught can end your career. I've heard recruiter and drill sergeant assignments referred to as "make or break" jobs. Do well and you can expect your career to advance, but make one mistake and you're done.

Can you be sued for a review on trip advisor or can someone find out who you are?

One of my friends recently opened a trip advisor account to review some hotels and restaurants she has visited recently. She reviewed a particular small hotel honestly and gave it a poor review as her stay was quite bad for a number of reasons. She has also posted numerous good reviews for other places. However, yesterday she got a message on the site from another patron of the hotel who liked the place and knows the owner to say she is lieing about her comments, and that the customer service incident she mentioned cant be true. Another patron has also posted on the hotel saying that my friend is making it up and has said she is going to tell the owner who will be very upset and want to do something about it (I think its probs a small family run place from what have read).

My friend is worried but I reckon she should just delete the message or block the person on trip advisor, as I have said that people on the site cannot be traced (she has a non descript username). My question is am I right in thinking the person could not find out who she is and hassle her in real life? Likewise my friend is even panicking that the hotel may try to sue her for defamation or something and take her to court (their word against hers), again I think this cant be possible as then how could anyone ever write a bad review?? We live in the UK

Where Can I find a Good Financial Advisor And What do I look for??

are you willing to learn?

the key to preventing being taken advantage of is learning some of the stuff for yourself -- and then not telling what all you know so that when someone tries to spin you a yarn, you'll know he kissed the Blarney Stone and should be avoided.

[In fact, any salesperson who seems to have kissed the Blarney Stone should probably be avoided on the general principle that it is just too easy for someone who is very glib to pass lead off as gold -- which I wish we'd recall when electing politicians.]

back on subject -- in general, there are two kinds of FAs -- commission sales people and fee driven ones.

Any FA who tells you (I had one actually tell me this) "you don't pay me, the company does" when I asked whether he got commissions absolutely does get commissions and probably fairly hefty ones -- which you certainly do pay for.

When you're starting out, the old and simple advice may be sufficient -- save 10% of your total income and buy the lowest cost mutual fund(s) you can find [this will be offered by Vanguard in the US -- see their website]. Then skip the FAs until your invested funds (capital) are at least a year's income.

[at 40k income and a 3% commission, that's a 1200 payday to a commission guy/gal -- enough to get a good job done without having them delerious over the size of the check they'll get out of you.] 8-)

meanwhile, you learn over at the public library. the subject is what is in a long range financial plan, how the pieces fit together, and what types of investments are used for what purpose.

after you've read two or three of the standard authors [hint: the ones with several different books on the shelf have stood the test of selling to at least some folk who know something], then go read a couple of the more radical ones. [I'm a radical myself, but don't have any pubs for you to read.]

then you'll be geared up to actually understand what that FA you're interviewing is trying to say. And you'll know enough to spot a sleeze bucket who is just looking for a commission.

does this help?

I spent 20+ years in the Marines, and it was challenging for my wife and my family…but not impossible. Have a good support network of family, friends, and church. Once you are in for a few years, mentor the younger wives. Know that you have to be flexible and resilient. When your husband returns from deployment, understand and accept there will be an adjustment period for you and him and the kids as he rejoins the family and gets used to non-deployment life. Communicate openly with him about your concerns and listen to his concerns. When the time comes to make career decisions, ask to have a voice in those decisions. Lean on your chaplain and family readiness officers for help.Many times when people find out I am a veteran, they thank me for my service. And, although I am grateful for their thanks, I usually tell them to thank my wife for serving her country. In hindsight, she was the glue that held everything together while I was gone.So, thank you for your future service. Even though you won’t be the one in uniform, without you being there and holding things down while your husband serves in uniform, we wouldn’t have as solid a fighting force as we have today.

You can go to a Certified Financial Planner or a SEBI registered investment adviser. Would suggest you to go to a fee-only planner or adviser. Such advisers won't receive any commissions and thus their advice will be  unbiased and free of any conflict of interest. Brokers earn brokerage on trades you execute through them. Same happens with mutual fund distributors and insurance agents. Hence, there is an element of conflict of interest. I do not intend to downplay the entire industry. There will be a lot of brokers and distributors who will put clients' interests first.SEBI has come out with Investment Adviser regulations, which prohibits advisers to accept any commissions. Hence, any adviser registered under SEBI regulations can not accept any commission from anyone. They can only charge fees from clients.You can get the complete list of registered investment advisers on the SEBI website.Talk to us at Personal Finance Plan |. We may be able to guide you better. Disclaimer: We are a fee-only financial planning firm. I am a SEBI registered investment adviser. Hence, I have vested interest in recommending you services of a registered investment adviser.Website:

Is war good or bad for economy?? HELP!.?

where is critical. war in your country is very bad -- check Bosnia, for example. war destroys capital goods and stops work. Thus, both hours worked and the leverage used while working fall and, therefore, people's incomes plunge dramatically.

going from a second world economy to third world and abject poverty is quite easy if a few armies have been fighting over you for a while.

economic theory comments that war in general is likely bad for the economy since the output is moderately useless. This is the same theory that breaking a window or vandalism reduces total output available for consumption in the economy and so someone must end up worse off.

on the other hand, freedom and private property are the greatest engines of economic growth known to humanity. it is probably worth a few years of war to achieve them -- in the long run, the added output made possible by freedom outweighs the short run losses of wasted time and effort that go into war materials.

Do you still think joining the military would be good at this time?

What "kickrodks" said... and double.

Those whiners and complainers bemoan that the soldiers get rotated back to Iraq and Afghanistan again and again. They fly flags from pickups and SUVs that guzzle Middle Eastern oil. They stick those little magnetic stickers on them. and think that's supporting the troops. But do they support the troops in a manner that will help them? No. Instead they badmouth the government, the military, it's mission... but they support the troops... they say they just don't support the war. Bah... smoke and mirrors. They say, in their infinite wisdom, don't join when your country needs you. Wait until the enemy is skulking around our neighborhoods... when it's too late... when it will be American blood spilled by the gallons. Then they say is the time to fight.

Those who blast your intent to serve your country are generally either American wannabes who were born here but just go through the motions of being patriotic, or they're so irresponsible that after having gained a good life in this country, they would rather flee the country rather than serve it, or they're merely cowards who are afraid to join. But their common goal is to make you feel bad about you decision and, in that way, it helps them feel good about their own.

There may be a few who have been there and done that. Combat affects people differently. Some can't hack it. Some see so much of the bad that they completely lose sight of any good, and the bad colors their outlook on the military.

But, for those who bash the government and the military, remember, were it not for that government and military, you would still be a colony of England, a par of the German 3rd Reich, or a part Japanese Empire... perhaps even part of the Russian Republic. Were it not for those entities, you would not be free to blast the government or anything to do with it.

If you can read this... thank a teacher.
If you can read it in English... thank a soldier.