What is wrong with Obamacare?
Being someone who just signed up for Obama Care less than 72 hours ago, I feel like I can answer this question accurately. My biggest complaint comes from the Health Insurance Marketplace website, otherwise known as Health Care dot gov. People who do not have coverage are asked to give their information to a third party website which in turn will “find” you a plan that matches your income (of course) and your dependents.When I signed up through healthcare dot gov, I was given multiple “offers” from 2–3 well known insurance companies all of which someone making $50k a year would not be able to afford. When I say I make $50,000, I take home less than $1,400 bi-weekly and most in-network plans were offering basic to premium packages ranging from $180 to $320 with no dependents.The deadline was on January 15th, and I decided the hell with it, and went ahead and signed up for the most affordable plan. I choose Kaiser Permanente and decided to pay the $182 a month. My biggest question is not for ObamaCare necessarily, but for Kaiser. How did they decide for someone who makes $50,000 a year (I don’t), should pay $182 a month for basic?I personally feel the number is too high, and prior to me being kicked off of my employers plan, I was paying a little less than $150 for both health and dental. But, if I decided to not pay it, I would be footed with a disgusting emergency room bill if I ever needed to go for the rest of my life.Without Obama Care, I would be forced to pay an emergency bill with a discount if anything were to ever happen.While this may be an extreme, a user on Facebook shared her bill with us because she did not have coverage. Ultimately, while I am against making anything mandatory, I think insurance companies need to lower the cost of health insurance, or at least take out “affordable.” The numbers are fixed, and it seems like the bigger beneficiaries are stockholders, and drug lord conglomerates. Yet, while I complain and I am still at the mercy of insurance companies.At this point, I would rather die than to be stuck with paying off $26k (not really).
How can I start making $600 to $1,000 dollars a day?
Consulting. Here’s a play-by-play guide to do it.First, figure out whatever it is that you’re a master at. Not just really good, but like, something you’re a freak of nature at. Something that you’re 10X better than the next person. For example, I read 200 books per year and know e-commerce back-and-forth-upside-down.Create a site with a few guides and content. Demonstrate your value by offering a ton of good advice for free. Create a newsletter that also gives away good content. Create some sort of product, too. Maybe an eBook. Mine is Book Reviews, Articles, Guides by Autodidact/Polymath Dave Hamrick and I use affiliate marketing in addition to…Offer consulting services on your site. This can be done by the hour for a set amount. If you want to make $600 per day and you’re planning on working 10 hours each day (not including marketing time), then you better charge $60/hour.Once your site is set up, start demonstrating your value anywhere you can. A couple of great places include:Reddit - get into conversations and help whomever you canLinkedIn - offer free advice to anyone that messages you, no chargeQuora - answer a sh’ton of questions (this is my personal favorite)Finally, don’t forget to always include a call-to-action so people can follow up and find their way to your site. Don’t force yourself or your services on them. If you’ve demonstrated that you can offer value, they’ll come to you.I know it works because I do this for a living. As do a few other folks on here. And it works fast, too. Sometimes faster than you can keep up with, hehBut you’ve got to be authentic. You’ve got to be consistent. You’ve got to deliver quality. And you’ve got to be committed. It’s a ton of work.Do this and you’ll make your $600-$1000 per day no problem.For more business tips, guides, book recommendations, and personal coaching, check out my site Book Reviews, Articles, Guides by Autodidact/Polymath Dave HamrickAnd for just book recommendations, follow me on Instagram: David Hamrick (@whatdavereads) • Instagram photos and videos
What are the most amazing growth hacking strategies you know?
Update: Because I keep on getting asked and messaged about the list of hacks I have put 65 of them down in a blog post be warned it comes in at close to 25,000 words so its not a light read. I am working on getting the other hacks into the post but at this point I think I just need to publish it.Link: The Ultimate Growth Hacking Sourcebook /// RocketshpI have assembled a list from a number of blogs I follow, so I am copying and pasting them as is:-What if we gave away an upgrade to our product to anyone who pays to have Chinese food delivered to our office during lunch hours? And we tweeted about it every time it happened?What if we went through and rewrote all the error message copywriting on our site using famous quotes from cult classic movies?Produce a series of short (<3min each) Screencasts on how to use your productOffer an incentive for users who activate (e.g. t-shirts)Deliver case studies of happy customers via email to users who haven’t activated yetIntegrate seamless social sharing as part of in-app activity if possible, create incentivized referral campaignsWrite an email specifically targeted to users who you’ve lost at some point in the sign-up process.Use value-based metrics, not cost based metrics e.g iPod 1000 songs not GBOn-page promo code with a countdown to push urgencyUse “Peer Prods” For Inactive Users. Get your users to remind their own friends to come backThat is from a list of 180 growth hacks that I have listed down over the last 6 months
How do gift cards for Netflix work?
Gift cards function as a credit to your account for the face value of the card. For example, if you apply a $30 card to your account and your account costs $8 a month, the first three months would be covered completely by the card. The 4th month will have only $6 of credit left. So the $6 will be consumed and your payment method will be charged $2, unless you have applied another gift card in the meantime.I am not 100% sure if you are required to have a payment method on file when you start an account with a gift card. It definitely used to be the case, and may still be. Netflixs terms of use for their gift cards are here: http://netflix.com/giftterms