27 weeks and no doctor, no insurance ?
First of all, you are not going to bust. I didn't even see a doctor until I was 7 months (no insurance either). If you have applied for Medicaid, you do have a social worker assigned to you although in NC it could just be a pool. Contact the office and ask to speak to a social worker assigned to your case explaining that you need a card to get a doctor's appointment. For many women, the emergency room IS their sole source of prenatal care. Finally, as you have learned to your woe, ALWAYS ALWAYS get copies of your records. In addition to making the switching of doctors easier, records are sometimes misfiled and often thrown away after 7 years. You should always have a copy of your records. With everything being digitized these days, the chances of your records going poof with a burned out chip, is higher than loss in fire or flood.
Do I need to carry my health insurance card on my person?
Yes you should! And as one ad say, 'Don't leave home without it!'. Like an identification card, you should have your insurance card on your person at all times. Too many times I have seen patients arrive for a doctor's appointment or to the Emergency Room (ER) without their card and when asked to produce it, states 'It is in the (computer) system'. Some believe that once information that they are insured is in cyber world, every health care provider has access to that information. My friend that is furthest from the truth. Though this the dream of President Obama, such a lofty ideas have not come to fruition. Some hospitals have the ability to access that information if they purchase special software to do so, but not all do, it is a very expensive investment. Let's say you have to go to the ER and you don't have your card nor are you in the state of mind to inform them that you are insured. Sad to say, and a little in-house dirty secret, not all the test that would have been 'routinely' administered you would be given. Referral to an outpatient facility is often given once you are discharged. Yes patient are treated irrespective of their ability to pay when visiting the ER, but they are not 'treated' the same. Another thing, if you are treated and you are directly billed by the provider for their services, it is months of headache to get that bill sorted and squared away with the provider and your health insurance company.
What does "subject to ded & coins" on medical insurance forms mean?
Insurance can be very confusing with many rules. For a doctor visit I always prefer a copay system because there are no surprises. A $20 copay is all your bill will be for the visit. If there is a ded (deductible) and coins (co-insurance usually a percent of the bill) you will likely pay more. People will usually have at least a $250 to $500 deductible with 10% to 30% co-insurance, which means you are responsible for the first $250 to $500 of your bills for the year than 10% to 30% of the remaing after that. In most cases, co-pays only cover doctor visits. If you are hospitalized or need outpatient services such as diagnostic testing or surgery you will likely have to pay a deductible and a percent of the rest of the bill if it exceeds your deductible. Hope that helps. Call your insurance company because there all sorts of rules, exceptions and exclusions.
No health insurance and pregnant?
You have to have coverage or your new policy, whenever it becomes effective will NOT cover you if you had a lapse in coverage. Take the Cobra. When my husband was switching jobs there was going to be a lapse in coverage and we had to bite the bullet and pay so that I would be covered. Cut corners somewhere because you do not want to take the chance of not having coverage. Good luck.
Does insurance usually cover botox for hyperhidrosis/sweating?
I have axillary hyperhidrosis & I really want to fix it with botox. I'm just not sure if my insurance will cover it so I was wondering if it generally does? I'm going to the dermatologist tomorrow so she will be able to tell me then, but I'm very anxious to know because I really want it! Also, if you have used botox for hyperhidrosis, has it worked for you?/In your experience (with yourself/people you know/patients) does it work? Thank you!!
How can I pay for my late health insurance in Japan?
Go to local city office. It manages everything on National Health Insurance. Addition: You have to tell us several points. Do you have ARC (Alien Registration Card)? If so, I wonder why official there did not give you NHI card at the same time or at least give you some instructions. Do you have the insurance card? If not, you have to get registered first. So you absolutely have to go to the city ward office. If you have ARC and insurance card, they would send you papers to transmit money. And you can pay at a post office with that paper. If you don't have it, you have to go to a city ward office.
I’m seeing my eye doctor tomorrow and I was asked by phone for my insurance card ID number. Nothing on the card. Only my name and insurance company phone number. I was asked for my last four SSN number. Why isn’t my ID number on my card? Privacy Act?
This has nothing to do with the privacy act. The card you have is not an insurance ID card. All insurances card have a group number and a member number on them.Call this insurance company now. The card you have is not valid, and basically, you have no insurance coverage.