Is 1600 a month enough to live on my own?
the apartment i would be renting out is a 1 bed 1 bath for 335 a month. plusss all other expenses but i have no idea really how much everything would cost but is that enough to live alone?
Is $1600 a month enough to move out on?
A rule of thumb I use (I seem to say this alot, but anyhow) is that gross income minus debt payments needs to be 3 times rent. At $1600 per month income, not debt payments (that you mention) and rent of $490 per month, you are ok by this rule and thus should be able to afford to move out. You will also need 3 months rent or more saved up (for first months rent, about one months security deposit, maybe last months rent payable at lease signing, plus $$ for moving and buy stuff and everything else). You'll need decent credit and good references and history (job and rental) would be really nice. If you have all that you should be ok to get your own place. Having your BF move in with you, however, could be a problem. If he is on the lease then he has a right to be there and forcing him to move out could be very difficult. If he's not on the lease (as you seem to state) as a signer he still needs to be on the lease as an occupant (otherwise the landlord could say he has to stop spending the night over there). Even if you can get this all worked out, and it sure would be nice to have him kicking in a bit for rent and helping out with other stuff, if a breakup did occur - well you just seem to be a very optimistic person. I hope things would go as smoothly as you suggest but it could go very differently. If you think this might be the man of your dreams and really think this will work out, then maybe take the chance and go ahead and have him move in (but there is a real risk, in spite of your preparations). If you are the least bit unsure about this you might want to hold off allowing him to move in for now, as things can go very wrong if you guys do breakup down the road. Anyhow, you are way better prepared than most of the questioners and the numbers seem ok. Best luck. Also, why is your bf only paying $100. As another answerer said he should be paying half and should be able to afford it with that salary. I wouldn't let him move in only paying $100 as he's borderline taking advantage of you and this is a really bad precedent to set.
Can you negotiate at furniture stores?
If Mathis Bros. is a locally owned store, you'll have better luck at negotiating. But please remember that - contrary to popular belief - furniture stores don't make much money. They're lucky if they net 2% of sales cause freight & other expenses eat up their markup fast. Having said that though, being a consumer myself, I would find out the manufacturer & google it. It's possible to find the same table for less through e-bay or another outlet. But remember that it's important for the economy to support local retailers. So if you do find it for less, ask Mathis Bros. to match the price. Very importantly, be very kind & respectful when you do this - attitudes get you nowhere (you don't seem like the type, it's just a helpful hint at negotiating) I've been in the furniture biz for 30 yrs & my dad 30 yrs before me, & I've seen & heard it all. Sometimes they'll meet you halfway on the price so that they get the sale & have you as a customer. But never ever get huffy or make a scene thinking that you'll get your way if you complain long enough. Thankfully accept whatever they offer you & remember that they want to stay in business.
How do Americans afford to move out of their parents house at 18?
$15/hr is a “living wage” sufficient to procure minimum standards of food and shelter in the US. Such wages are within the range of 18-year-olds, though many jobs pay less. The best jobs generally go to the best educated children. The rest begin to figure out why they should have paid more attention in high school.They live in shared apartments, where two or three people earning less than a living wage pool their resources. They live with girlfriends or boyfriends, and pool their resources.They move to localities where the social welfare “safety net” is less frayed, until they can earn a living wage.They move to localities where the cost of living is lower. Low-wage jobs are available almost everywhere, but housing is relatively cheaper some places than others.Some of them have sympathetic aunts, uncles, and grandparents, who help them out a little. Some even have a degree of help from their parents, because their parents are not monsters.People who are forced to fend for themselves at 18 or earlier in the United States, the richest and most indulgent country in the world, fall into three broad categories:Their parents are monsters. I feel pretty bad for these kids, but there aren’t actually all that many of them.Their parents are themselves desperately poor, and cannot afford to care for them. These kids’ situation is probably no more precarious than it was with their parents, and they’ve learned ways of dealing. These kids have the advantage of youth and strength; a small bright spot in an awful situation. But the ways of dealing they’ve learned perpetuate their poverty.The kids are whiny, entitled, layabouts, whose parents have finally got tired of their shit. It is a useful and beneficial property of the world that it is hard on these kids, because they need a life lesson. These kids have generally had successful lives modeled to them, and once they start to help themselves, end up in a reasonably good place.The rest of the children live comfortably with their parents while they go to college, then move out when they’ve found a job. Sometimes the kids work part time and are partially supported by parents. If they are in college, there are usually places around the college that cater to low-income students. If they have their parents for backup, they can live semi-independently.
How much should I budget monthly for living in New York City?
To afford NYC, you should have a monthly salary of at least around $3000-4000, and should expect to spend at least 50% of that on rent. Your costs from there after that will depend on your lifestyle, e.g. student loans, organic/non-GMO diet preferences, insurance costs, etc.
Is 65k enough to live in Honolulu?
It’s enough to move, find a place to live, and get a head start on your new life in Honolulu, but don’t think you can retire on it. If you decide to move here plan on finding a well paying job, or at least have a roommate (if you’re single) or two to help with expenses. Typical rent is anywhere from $1600-$2000+, and it will only go up over time. Some places include water and/or electric and basic cable. You can find a bit cheaper places to live but usually, they’re real dumps. Expect groceries to be expensive too. If you can afford a car, great! There’s a wonderful bus system too if you want to keep transportation cheap. Monthly bus passes are $60.00.there are other ways to keep expenses low, though. You can buy gently used clothing at Savers, thrift stores, and Goodwill shops. Same goes for furniture.you can have free fun by going to the many beaches we have here. Lots of local people bring their families, BBQ grills and lots of food to picnic at the beaches. There are a lot of places you can go and sightsee for a fee; typically around $18-$20.i hope this helps. Best wishes for your future!
Can I afford $650 a month rent?
Well, let us start from the beginning. At 11.50 an hour, and 40 hours a week, that comes to $460 per week before taxes. For the sake of arguments, let's say that their are 4 weeks per month, although you will still get 4 more paychecks because 12 (months) x 4 (weeks) only comes to 48 paychecks. Also, let's just say that after taxes, you bring home 400 a week. $400 a week times 4 weeks come to $1600 a month. 1600- 100(cell) - 300(car) - 60 (gas) comes to $1140. $650 a month is a little bit more then half of your monthly pay. But out of the remaining $490, you will have to think about things such as food, electricity, cable, and things like that. Although I commend you for wanting to live on your own, I myself don't think that it's possible. Although it is doable. Good luck to you.
Renting in San Francisco?
of course not - you need to be making well over the US avg income (>$50k) to be able to afford to live in SF - it's pretty much the most expensive area in teh country to live. if you can even FIND a FT min wage job, it's hardly enough to live anywhere in the country on your own and if you to make more, you need more than a HS education - there are millions of "unskilled" workers in the country competing for min wage, dead-end jobs