Can I sue an insurance company in India for fraud?
Reason:- I bought an insurance policy from a reputed company, yesterday i tried to login my account, but details like phone numbers and email id were different/of someone else.To login an account they send OTP on registered mobile number or email id, but both were not mine. I sent an email to the company but there response was,we can't help you sir, this is not your registered email id.So, now person who has details updated there can access my bond papers, my details, my documents and also can see my medical history on the site.Any suggestions?
Can I sue a car insurance company for them giving me false information?
You could sue a ham sandwich if you file the right papers and pay the fees to do so. BUT that doesn't mean that you will win your case, just because you sued.What false information did they give you? Was it verbal or in writing? If its verbal you can't win because that becomes he said he said & you sre no more believable than the company rep. Therefore you can't win.If it was in writing, you will most likely win.If you give us some real details wecan give you some real advise.
If you modify your car and don't tell the insurance company, is that fraud?
Assuming you didn’t incorrectly respond to a question on an application for auto insurance, the answer would be “no”. Not telling an insurance company that you modified your vehicle when you already have a policy in place is not fraud.But a better question would be:“Is there any consequence to not discussing with my insurance company, modifications I make to my car?”Contrary to other posts on this question, many modifications made to a vehicle are not covered because they are specifically excluded by most auto insurance policies. In addition, depending on the type of changes made to your car, insurance policies may not anticipate or include their value in a loss settlement.Modifications typically Excluded on most auto insurance policies:Electronic equipment that is not permanently installed.Loss to custom furnishing or equipment in or upon a Pickup or VanA snippet of the commonly used ISO Auto Insurance policy above shows the wording excluding certain modifications - regardless if they were reported to the insurance company or not.Custom Equipment Coverage EndorsementMany insurance companies have a little known Custom Equipment Coverage endorsement that is available at a policyholders request. This additional coverage form can provide coverage for customization's you make to your vehicle for an additional premiumThis endorsement may be called by different names depending on the company. Just ask about “Customized Parts and Equipment Coverage” or an ‘Enhancement Endorsement” that provides the same.No, it’s generally not fraud to withhold information from your insurance company regarding modifications that you make to your vehicle. However, customizations may be excluded or at least not intended to be covered.How can you know? Ask your insurance company representative. Working together with them will help ensure you aren’t left holding the bag for the modifications you make to your car.
Can a car insurance company charge for adding a non-driver?
by law your are suppose to inform insurance companys any licenced drivers in the household otherwise if they really wanted to they could cancell you for misrepresentation (this would then stay on yours and your wifes history for 3yrs or so depending on state) They cant charge you more as a penality for not informing them, but will add you if you do have a valid licence and the premiums could go up if youve had any tickets (most states 3yrs) accidents (most states 6-10yrs) If your lic has been suspended or lapsed you should have no worries as they cant add you without a valid lic. Two options you can look into is: 1. go to the ministry and ask for an abstract or lic status this will give you the status of your lic and ticket info 2. Give your agent your information but ask to sign a 28A this has to be signed by yourself and your wife to state you will not drive the veh. and this way they dont have to rate you on your wifes policy
Can you sue an insurance company that does not have the funds to settle your claim?
Honestly, that should never happen. Insurance companies are required to maintain sufficient reserves to meet the policy limits of their clients. If an insurance company becomes insolvent, anyone to whom they are contractually obligated to pay monies would have a claim against any liquidated assets but there are many different factors that determine who gets priority of payment and if the money runs out before your part of the line gets to the front, you could conceivably not get paid and have little to no recourse. There is an old saying, “You can’t get blood from a stone.”
Can you sue a car insurance company for taking too long to pay medical bills?
Are you sending the medical bills to your attorney or to the company? If you are sending them to the company and they agreed to pay, the payment should be made within 30 days. Did you exhaust the medical payments coverage on the policy? If so, they will no longer pay your medicals. If you sent the medical bills to your attorney, he probably has not yet forwarded them to the company for payment. Call him & find out why & tell him that the providers are hounding you for payment and you want them forwarded to the company for payment TODAY. You can sue the insurance company (anyone can sue anyone in the US) if you want but nothing will happen if they do not have the medical bills or if the medical coverage is exhausted.
How can you prove insurance fraud?
My mom was recently at a stoplight, and the driver in front of her put reverse and barely bumped the bumper of my moms car. My mom got out to see if everything was okay, and the lady started screaming at her, saying it was her fault. A man got out of the car and threatened to shoot my mom, and the woman called the police. The police came and said nothing happened, nothing happened to both the cars, nothing happened to both drivers, no injuries were sustained, nothing. They didn't even fill out a,police report, because no ambulance was needed. My mom told the police about the man who threatened to kill her, and the police said there was no man. He had left the scene. So, the lady put in a claim, and the insurance paid without investigating what happened. So now, today my mom got served with papers saying she is being sued because the lady sustained "severe and debilitating injuries costing her over $100,000 in medical bills." How can we help prove this is fraud? I really need help, my mom is freaking out ):