Globalization : read the question. best answer ten points pleaseeee?
yes. Example 1: you computer costs 3 times less than a 100% US-made computer would Example 2: Chinese are not starving anymore.
What is the cost to study in Germany for indians?
This is based on my experience and for Munich. In my opinion, it should not vary much for other places like Darmstadt, Bonn, Paderborn etc.The tuition fee is almost nil for Masters program. So it comes down 3 major components:1. Fixed Monthly Expenses1.1 House Rent: It varies with cities. For example, In Munich (300 - 500 or more per month). Also, if you are lucky you can get dorms where you have to pay just 260 euros per month.1.2 Health Insurance: Around 80 Euros/month2. Personal Monthly Expenses It includes your groceries and other personal expenses. (200-300 Euros/month)3. Half Yearly/ Yearly expense: 3. 1 University per semester contribution for student social activities + basic ticket: 114.50 euro per semester (Fees and Financial Aid)3.2 Semester ticket in addition to basic ticket to get full access to trams and trains round the clock: 157,60 Euros per semester (TU München: Semester Ticket)3.3 Travelling back to India (once) : 600-800 Euros Sum total: Least: (300 + 200 + 80) * 12 + (114.50 + 157.60) * 2 + 600 = 8104.2 . Around 675 Euros/month.As you asked, strictly quoting for Indians :)Enjoy!
Kosher Certification Expenses (Kosher Tax)?
With the exception of kosher meat and dairy products, the amount a company pays for kosher certification far less that 1 cent per item sold....ie it doesn't affect the price. In actuality, most manufacturers find that the increase sales that accompany the certification result in increased profits and market share. If they didn't, they wouldn't do it. Further....for virtually every product with certification, there are other brands available without certification....and of those other brands, some will be cheaper, others more expensive than the certified kosher brands. You can prove this to yourself next time you're in the grocery store. There, unless one holds to a fairly strict kosher standard which requires buying certified meat and dairy products, there is no added cost to the consumer for the certification. The certification is important for Jews who keep strict adherence to the dietary laws. Having more products certified kosher makes life a little easier, especially for those who live in areas where kosher meat is not readily available. Also, other groups of consumers look for the certification for their own needs. Among these are some muslims, as in most cases, if a product is kosher, is exceeds the halal requirements they seek. Another group are people who are lactose intolerant or allergic to dairy products (even a trace) altogether. By buying certified kosher 'pareve' products, they can be assured that there are no dairy ingredients or traces in the product. And while kosher certification is, as you state, a multi-million dollar industry, the food manufacturing industry is a multi-billion dollar industry....maybe even approaching a trillion dollars in the US alone. When viewed in that light, it is obvious that the cost of kosher supervision to manufacturers is negligible. And again, if it wasn't profitable to do it, manufacturers wouldn't.
Is an MS in the USA really worth investing in for an Indian? The expenses to be covered while pursuing an MS is a huge amount, especially for middle-class Indians who rely on bank loans, scholarships, or TA/RA to cover the expense.
Being a MS grad, I would try to answer your question by first explaining those scenarios which made me strong, both morally and mentally, to pursue MS in the US.Post completing my undergraduate degree, I joined Accenture in 2010 as ASE. Was trained in Oracle Apps and was staffed for a telecom project. I started developing Databases and Data-Warehouses for my client. Once I understood the complex data architecture within the client network, I was promoted as Fraud Data Analyst within the same project. This was when, I was introduced to the world of Data Analysis. My primary job was to analyze data from datawarehouse and identify the fraud customers. We employed tools like R-Programming, Excel for the visualizations and validations. I was so much in love with my job and got comfortable with it. That's when I taught of moving on. Data Analysis offered good scope for doing my masters. Like what I explained, I am sure you would have your own reasons to pursue MS. Love those reasons, they will support you morally.Now coming to your financial concern. Yes, you are going to spend all those hard earned money of yours!. I myself have a hefty loan back home. I didn't get a TA/GA as my GRE mark was low compared to my peers. I worked for part-time in the university dining services. Yes it was a difficult job. But none of this did matter to me because I loved my course so much. Days rolled by, semesters rolled by and finally I graduated!!!!... That feeling you get when you graduate with a master degree. You are going to love that, my friend!Present Day - I am a consultant working for one of the Big 4 consulting firms and paying off my loans as swiftly as I can. To summarize, if you really have a reason to do your MS got for it!, even if the whole world is against you.P.S: Between my graduation and my first job joining date, I applied for more that 400 companies :)