What should one do in their 20s to avoid regrets in their 30s and 40s?
Noticed something funny?People in their 30’s purchase a house on a massive loan.Why?So that when they do become old, they can live in it.So what they do is buy a house for a 30 year mortgage or loan and work their ass off for the next 30 years to pay for the loan.Funny thing is - they are working like a dog - spending their entire youth chasing, running and making - so that they can live in a house during their old age.Funny right?And they do not even think of the possibility that - maybe, just maybe - they may die before hand or that something may happen before that - which can change the entire course of their lives.So what these people and many others like them do is - live for the future.First and foremost - How do you know you will live until the age of 40? or 30?How do you know you may not die within 1 year? Next month? Next week?How do you know?The fact is - no one knows!Everyone likes to assume or believe they will live until the ripe old age of 75 or 100. It is nice to have an Optimism Bias but it is better to be practical and realistic.No one knows if you or I will live until the age of 30 or 40.And whatever advice I may give you today - may not be applicable in another few years.Why?Because you have changed, people have changed, the environment has changed and our world has changed.Given a planet where the technology changes every few weeks - you seriously want someone to give you advice for the next 10 years?Well - if you really want something worthwhile to keep in mind and heart….here would be the advice I would give.Live everyday as if it were your last day on the planet.Do everything that needs to be done - so that if you were to die tomorrow - you would live your life knowing - you have no regrets.That doesn’t mean live it recklessly or take a credit card and blow it out it completely. What I mean is - do those things money cannot buy and those things that do not hurt others. And live in a manner that is true to your value system. And where ‘living for the future goes’ - cross that bridge when it arrives.Remember - do not waste what you have right now - for hopes and anticipation for a future you have not seen and do not know if it will ever come.That is why what you have right now - is called “The Present”.Loy Machedo
What are some of the best examples of "beauty with brains"?
Raghuram RajanI thought of writing an introduction myself ,but Shobha De has done an awesome job already, so I am just quoting her ."The guy's put 'sex' back into the limp Sensex. That makes him seriously hot. So hot, in fact, he has made it to the Amul hoarding (a first for a chap in his lofty position). But nobody is calling the man a Billboard Bimbo. You know why? Because this man knows his onions.And right now, onions are playing a major role in our lives. Forget our obsession with gold. We are hoarding onions now.All hail the freshly minted 23rd RBI Guv — the very dishy Raghuram Govinda Rajan — the Messiah of Markets. At 50, Rajan is young (come on, SRK at 48 is still playing lover boy), brilliant (IIT-IIM-MIT vaghera, vaghera) and on the ball (ex-IMF chief economist). That his chiselled features are as sharp as his brain, add to his current status as the Poster Boy of Banking.Funny how quickly Rajan has been slotted as a much-panted-after sex symbol (he took over from Duvvuri Subbarao on September 4). He's the guy who's got the groove. I plead guilty, too.Recklessly and happily, I went ahead and tweeted (will this woman never learn?) about his appointment, calling him the Ranbir Kapoor of Banking (note the spelling — banking, there's an 'a' in this word, not an 'o'). Why not? Rajan's sex appeal has propelled him straight into the league of movie stars. He can easily top 'India's Most Desirable' lists.Had he not been in this tricky, ultra conservative (let's be upfront here, and call it tight ass) assignment, he'd have been instantly snapped up by smart celeb managers and signed juicy endorsement deals. Sorry, Raghu. But you are stuck. Deal with it.The media has declared Raghu the latest sex symbol in the land. He should lie back and enjoy the attention. It's not often that one gets an RBI Guv who makes hearts (not just female ones) go dhak dhak each time he strides into a room. I entirely endorse the positioning. Why should only comely ladies in the rarefied world of finance get branded and walk away with all the compliments?Source -http://articles.economictimes.in...