Anyone have the AARP medical /Medicare insurance ? (United Healthcare)?
In my area the main advantage to the HMO-POS is the doctor network is larger. They also have a regular HMO that generally has lower co-pays because of the smaller network. However, if your doctor is in that smaller network you won't have any problem. When you speak with an agent make sure it's an agent that works with all of the major plans in your area. That way they'll be able to explain all of the plans in your area and can help you find the best one. Also, the next time you need to change you can just speak with that same agent. As far as United goes they are a very good company. You'll want to make sure your agent does an analysis of your medications to make sure of the costs for next year. Medication costs can be one of the biggest differences between plans. In fact, I'll put married couples on plans from different companies just because of the medication costs, which in extreme cases can vary by thousands of dollars in a year. You do not need to be a member of AARP to get the Medicare Advantage plan, although you do need to be a member to get the Medicare Supplement.
How do I answer this healthcare question from taxslayer for my taxes?
I use taxslayer every year to do my taxes. This year they added the healthcare questions and I dont understand the 2nd question. Here is how it goes: Question 1: Did you or your family have health insurance at any time in 2014? I answered yes because we have had coverage. Heres the one I dont understand. Question 2: Did you purchase health insurance via HealthCare.gov or a State Marketplace? yes or no? I have insurance through the company I work for. My spouse has medicare. I know we didnt pur
Would healthcare be better if left up to the states?
Would healthcare be better if left up to the states?Judge for yourself:States already manage medicaid - and have done so for decades.States already manage insurers, and can see very close up what happens to insured in state, and still do so today.Pre ACA, 35 states had coverage in place, as a result of legislation, that provided insurance for pre-existing illnesses, many of those plans were income adjusted, so even the lower income had coverage. So 35 states already had the right for everyone to be covered.Pre ACA, State laws allowed plans that covered more than current Silver level plans costing 1/2 or less current rates.Pre-ACA, states regulated insurers, and the person could file complaints and grievances with the State DOI, and be heard. If claims were not paid, and there was no fraud, the state level DOI would force the claims to be covered, and did so often.Pre-ACA, no insurer was allowed to drop patients unless they either lied to get coverage, or they stopped paying. Anyone who was dropped could file an appeal, and the state DOI could and often did reverse cancellations.Now…what do you think?
What is the current state of the American healthcare system and where is it headed?
Doctors treat people. They get paid various amounts depending on the payor mix.ACA knows doctors can't treat all the newly insured, so PA's and CNPs are now private practitioners.Soon medical errors and deaths will increase.It's ok, because people die anyway.Lawyers will still benefit from death claims, which is ok, because the practitioners have insurance.Lowering the threshold of quality reduces the overall cost.And reducing costs is the driver in healthcare reform.
Should each state's healthcare exchange be set up by the individual state itself or by the federal government?
What is the federal government's "own" exchange? It's the whole, do it or I'll do it for you mentality. What are the advantages of setting up our own? What consequences will come of not complying? Too many questions must be answered for me to make have an opinion. A majority of the states will set up their own exchanges. What constitutes a suitable exchange?More:www.basspackage.com
Is health care a right, privilege, or responsibility? Please state your country of residence also.?
I am an American. I believe that life, liberty and property are among our fundamental rights, and that "guaranteeing" government health insurance to everyone in the US (including tens of millions of illegal immigrants) is not possible without at least partially abrogating the other rights I've mentioned. I think our society provides health care to all who need it. What we don't do, though, is destroy all incentives to work, save, invest, innovate and be self-reliant by forcing socialism on the country. At least we don't yet! I think we all have responsibilities to ourselves, and recall that even FDR said that government programs can have a "narcotic" effect. PS A government takeover would probably do the most to kill any discoveries or innovations that would bring more cost-effective solutions to the market. Why bother trying to build a "better mousetrap" if the government will just pay you for the same old inefficient one?
What are ways to get the best possible healthcare and treatment in the United States even if you are impoverished or uninsured?
There are several factors to consider. Are you an American citizen, do you qualify for medicaid, medicare, social security or disability? Why aren't you working? Are you elderly or disabled? What have you done to help yourself—-get some kind of education if you qualify. Are you doing drugs and can't keep a job. This is a complicated question with a complicated answer. Are you just looking for hand outs so you don't have to take responsibility for your self? I can't answer any of these questions——only you can.