What is the best non-Chinese budget smartphone?
Well there are many option for your**India:**1. Vivo2. Micromax3. iBall4. Onida5. Karbonn***Others Countries Mobile*****USA:**1. Apple2. Dell3. HP4. Google (Nexus)**Japan:**1. Sony2. Japan3. Panasonic4.Sansui5. Sharp**South Korea:**1. LG2. Samsung**And Here is the Chinese Mobile Name List for boycott:**Alcatel (subsidiary of TCL Corporation)AmoiBBKCoolpad (subsidiary of LeEco)CubotGfiveGioneeHaierHisenseHuaweiKonkaLeEcoLenovoMeizuOnePlus (subsidiary of BBK)Oppo (subsidiary of BBK)Ningbo BirdSmartisanTCL CorporationTechnology Happy LifeVivo (subsidiary of BBK)VsunWasamXiaomiZopo MobileZTEZUK Mobile (subsidiary of Lenovo)
My salary is Rs. 18000 per month. Should I buy a car on EMI which will cost me Rs. 407000 on the road?
Definitely not.Strict No.. Buy a bike and start saving money for your car. When you have 6 lakh cash for a car, 1 lakh cash for emergency backup, have a medical insurance of 5lakh for all family members, only then buy a car.Your monthly income does not matter. After spending all monthly expenditure, and after investing 12500 every month for retirement savings, if you are left with 4000rs for petrol, 2000rs to save for yearly car insurance, 1000 for car service and other repairs.Then buy a car..Car is expensive to maintain. Mind it.I have given a very overwhelming calculation, which actually is too much for an alto k10.But, there is a general rule.. spend max 50% of your yearly salary on purchasing a car..So if you buy a 5 lakg rupee car, your salary must be above 10 lakh an year.This is a strong financial advice. Considering there is no medical reason for you to buy a car.If car is very important for you, buy a second hand maruti car costing less than 1.5 lakh and must not have clocked more than 60,000 kmsDo not think that i am scaring you.. i have seen many regretting after a car purchase..