How to cut off all financial ties with parents?
Is "your" car registered and titled in your name? If not, "your" car is actually your folks' car. Do you have a job? Will it pay rent, food, insurance, AND your phone bill? Do you plan to leach off your parent's medical insurance, or get your own? Do you have furniture? Is the car insurance you pay your portion of your parent's car insurance bill? If so, prepare thyself for rate shock! I have been in the student financial aid business for over 40 years, and never cease to be amazed by what 18 year olds consider "controlling"...... If the household demands and rules - now that you are 18 - remain exactly what they were when you were 17? That's not "control", that is house rules & contributions. Mom is not going to scrub YOUR toilet when you get your own place, let alone do your laundry, tidy up the kitchen, shop or cook - that would be all on YOU. My advice: move out and be self-supporting if you want, but don't piss the folks off in the process - you may find yourself back on their doorstep within 6 months.
How old can you be until you're kicked off your parents health insurance? ?
If there insurance is coverage by the Affordable Healthcare Act (Obamacare), which is typically employer based plans (but not if they work for the government). You can remain on their insurance: - to age 26 (you lose coverage on your 26th birthday - married or single - student or non-student. - the company does not have to allow you the insurance if you are eligible for insurance through your own employer (many override this requirement and allow it) - your parents must allow you to remain on the insurance If you are in a different state, it depends on the type of insurance if it is beneficial for you to remain on it. If you have PPO coverage, you may have to pay an out of network cost. If you have HMO coverage, the provide would have to have a nationwide plan to cover you outside the home area. If you have an EPO or POS it would depend on the specific plan.
Can my parents cut me off of my health insurance?
TennCare is welfare health insurance for children. NOT everyone qualifies for it, you have to have a low income family. If you're pregnant, you can try to qualify for it on your own - you'd have to use babydaddy's income, if you're living with him. I think you completely misunderstand what a 'right' is. If boyfriend REALLY wants all of you to be together, he'll marry you and support you. As long as he's not married to you, and not providing you and baby with support and healthcare, all he's getting is free sex, and the taxpayers of TN are actually providing for your baby. While you are a minor, mom can make her own rules. Maybe she'll give you parental consent to marry him, before you turn 18. Otherwise, you'd have to go to court, to become "legally emancipated". Regarding school - are they both free? Because with a baby coming, you sure can't afford any private school. If it's free, I'd take the one that gets me out of there fastest. Keep in mind, the SUREST route for a lifetime of poverty, is becoming a teenage mother. That's probably at the top of mom's mind, when she's encouraging you to put this child up for adoption. Your parents are NOT required to provide you with health insurance, legally. I don't know what the status of the Knoxville Gabriel Project is, but you should probably give them a call - 800-910-0191 - they offer immediate and practical help to mothers in crisis pregnancies, regardless of marital status, legal status, race, religion, etc.
Can my parents take me off of their health insurance plan even though the new law says im covered til I am 26?
I have been living with my grandparents for almost a year now because my dad and I haven't been getting along. He says he is going to cancel my health insurance soon and I am being told two completely different things! Some people are telling me he cant because of the new law that says no matter where you live, work or whether you are married he has to cover me until I am 26. And then I have my parents saying if he tells the insurance company I am no longer living with him or that he wants me taken off he can drop me from the plan........I have no idea what is going to happen to me because I don't know which story is true! If anybody has a concrete definite answer or at least something close to one please let me know because I need to know whether or not to start looking for my own health insurance or not.....thank you
Will my Social Security benefits from adoption be cut off if I get a job?
I’m adopted and I’m 16. I really want a job but my dad says if I get one we’ll lose my benefits. Which we use to buy things like food and to pay the phone bill and stuff. Is that true? Is there anyway around it?
If im under 18 and get a summer job, can i still keep my medicaid ?
You can get a job and keep your medicaid, as long as your income plus your parent(s) income is still below the household limit. I would have your mom or dad run the numbers based on you earning $760/month (which will likely be the most you'll earn each month) added to their monthly income. Most states have different Medicaid programs, some are free and some require a small monthly payment if your earnings are higher - so if you're on the free program, then you should be okay and worst case scenario is that you pay $30/month for your insurance (which is still fantastic). If you find that your $760/month will take you just over the income limits, then you'll simply want to make sure that you work fewer hours. Honestly though - if you're only working for a few summer months and will be quitting once the school year begins... I wouldn't worry about it unless your Medicaid recertification is due during these summer months.
Why is 26 the cutoff for when you can no longer be carried on your parent's health insurance?
It’s always been 26 since I’ve been around the world of Insurance. Before the ACA (ObamaCare), if the student dependent was an undergrad or in grad school, they figured in the”olden days” that they should be finished by age 26, then get a job and go on their own individual or employer plan. You could not continue on the parents’ plan after age 26 but you could get continuation coverage through “COBRA” in order to have coverage after age 26, up to 3 years after you lost dependent status.A Student would not be eligible for dependent coverage unless taking a min 12 credits per semester or quarter.. You could go on COBRA under loss of coverage dependent status provision when and if you lost coverage due to age, BUT you would have to pay 110% of the employee premium and you would then be entitled to 36 months.providing that you could pay the premium on time each month. You could instead apply through the ACA in California and most Blue States which would most likely be less expensive than COBRA. Look on the Covered Califirnua website for up to date details or your resident state. The names are not all the same so you might have to search google.